Recent Storm Damage Posts

Why Your Home Needs A Professional Storm Cleanup Service

8/14/2023 (Permalink)

A storm causes a lot of destruction in its wake. The chaos it creates is too much to deal with. This is why residential owners need extra help to restore their homes after a storm.

For this, you will need the service of a professional company that deals in storm damage restoration and cleanup such as us. After all, your home is your sanctuary and it needs to be protected so you can be safe.

Here are the many reasons why your home will need a professional storm damage restoration service.

Quick Cleanup And Repair

The damage that storms can cause can be extensive. You and your family can't possibly repair it in time and you will need a few days or a week to restore it yourself. However, because of this, you may feel unsafe in your own home.

Hiring a professional storm cleanup service means that your house will be restored to its original form in no time. This is because we are experts at what we do and we can quickly and effectively repair any damage caused by the storm around the house.

Professional Evaluation

As a layman, you will not know where to look for damage. You might miss out on a few things that should be repaired so your house can function well and live a long life.

Hiring a professional service will mean that they will do a full evaluation of your house first. This means that the experts will search every corner of the house to see the extent of the damage.

Apart from that, they will figure out what needs to be fixed through a detailed inspection and evaluation of your property. They will then come up with a solution to fix all the damage.

Clean And Sanitized Home For Optimal Health

Storm damage can cause contamination, infections, parasites, and diseases. These are serious issues that need to be addressed as soon as possible. If these issues exist then they will come to light when the experts do the inspection and evaluation.

As a professional cleanup service, our main priority is your health and we will do everything to ensure that it is not harmed. This is why your home will be thoroughly cleaned and sanitized to get rid of any contamination and infection. You can then go back to enjoying a safe and healthy home.

Flooding Will Be Taken Care Of

Storms can cause flooding in basements and other areas. However, we will clean it up through the use of our flood pumps to get rid of all the water and to prevent it from seeping into your walls.

As a professional cleanup service, we have all the equipment and expertise to execute the restoration effectively.

Final Words

Please don’t attempt to restore the house yourself after storm damage. Instead call professionals and experts such as us to effectively clean and restore your house to its original form.

For more information, feel free to get in touch with us now.

Why You Shouldn’t Delay Storm Damage Restoration in 2022

8/15/2022 (Permalink)

Why You Shouldn’t Delay Storm Damage Restoration

When a disaster occurs, it is easy to get caught up in the chaos and stress of the situation. It is also very tempting to want to put off or delay storm damage restoration because you are busy with other things, but doing so can have a devastating effect on your finances. If you wait too long before hiring professionals for storm damage restoration, then prices for items that have been damaged will skyrocket. If you need help restoring your property after a natural disaster, contact our team today!

Your Home's Value Will Go Down

A home’s value can drop by as much as ten percent if the house has not yet undergone repairs after a major disaster such as flooding or fire. If your property sustains significant damage because of natural disasters, contact our team today! We are here to help 24/365 so do not hesitate to call us at any time of day or night! You may also fill out an online form for more information about what we offer and how we can help restore your home back to normal again.

It Will Cost You More If You Delay It

If you do not call for help when your home needs storm damage restoration, then it will cost more in the long run. When a professional is called to handle storm damage restoration as quickly as possible after a natural disaster strikes, this helps ensure that no further damages are sustained from exposure or rot. This can be very costly if it goes on too long because of how much time and exposure has passed since the initial incident occurred!

Your Goods Will Get More Damaged

If you wait to call for storm damage restoration, then it will take longer to fix your home and the cost of items that have been damaged may go up. In some cases, if a person waits too long before calling in professionals for storm damage restoration services after a natural disaster strikes, they can cause further damages or loss because of exposure or rot. It is important not to delay when you need help with restoring your property after a major event! Call us today at any time so we can start helping right away! We also offer free estimates on our work as well!

It Will Create a Dangerous Living Environment

If you allow your home to remain in a state of disrepair, then it can become unsafe for living. Living with damaged property due to natural disasters is not only dangerous but also hazardous because the items are exposed and vulnerable after being left out in nature’s elements without protection for so long. Not calling in professionals immediately when damage occurs leaves you and your loved ones at risk of injury or illness.

The longer you wait, the worse things will get and it can be very costly. Let us help today by giving our team a call at any time of day or night so we can offer free estimates on storm damage restoration services that are needed after natural disasters strike in your area. Our number is always available for assistance and we do not charge anything unless we solve your problem with helping restore damaged items back to normal again! Contact us now so we can start working together right away!

5 Ways to Protect Your Belongings during a Storm

8/11/2022 (Permalink)

5 Ways to Protect Your Belongings during a Storm

We've all been there. You're sitting in your home, anxiously waiting to hear if the storm that is heading towards you will be a Category 2 or 3. It's not until hours later when it has passed do you go outside to survey the damage. If you were lucky, only some of your property was damaged and everything else was still intact; but if you weren't so lucky, then this article may help stop future disasters from happening again! Here are five ways to protect your belongings during a storm.

Store important documents In a Safe Place

One of the simplest and most effective ways to protect your belongings during the storm is to place them in a safe place. This will not just save your belongings from getting damaged but it will also be great if you have to rush and evacuate due to the storm warning. A great option for this would be an Under Bed Safe, which you can easily store underneath any bed or heavy piece of furniture so that no one will ever think twice about it being there. This type of safe has been known not only to lock away documents but also jewelry, money, cameras, laptops, etc.

Place any items that can be blown away, such as plants or decorations, inside of the house

If you have any items in your yard that are not too heavy, then it is best to bring them inside the house or into a garage. This includes plants, decorations, and furniture. It may be fine for these types of objects to get damaged during just one storm but if they're outside when multiple storms happen back-to-back then there's no telling how much damage can occur!

Keep appliances unplugged

If you have any appliances that are not in use, then it is best to unplug them during the storm. If they get damaged due to power surges caused by lightning or rain/snow entering through poorly-sealed doors and windows, then this can become very costly! It's also a good idea to keep all of your electronics plugged into surge protectors so that if there does happen to be an electrical problem, these items will still remain safe (just make sure they're turned off).

Make sure you have multiple flashlights/lanterns around for when there is no power available due to storms which happen often lately

This is an essential item to have in any house, especially if you live in a rural area. There are many times where the power goes out for days at a time due to storms and it can be very annoying when there's no light or heat available! To solve this problem, make sure that you always keep flashlights/lanterns with candles on hand so that you won't ever have to worry about feeling completely powerless during a storm again.

Park the Car inside the Garage So the Storm Does Not Damage It

This is a relatively small but very effective way to protect your car from damages caused by the storm. If you live in an area that gets heavy storms then it might be best just to always park inside of your garage during such times so that there will no longer be any chance of water, hail, and/or fallen branches damaging it!

These are some great ways for how to care for your belongings during a storm which should hopefully stop future disasters from happening again.

6 Simple Ways to Assess Total Damage after a Storm

8/11/2022 (Permalink)

6 Simple Ways to Assess Total Damage after a Storm

When a storm hits your property, it can be difficult to assess the total damage. You want to know what needs repairing and how much it will cost you. The following is a list of 6 simple ways that you can assess the damage from a storm:

1) Check for structural integrity

Does your building have any cracks in the foundation or leaking pipes? If so, then there may be more extensive repairs needed. It is very important to check the damage to the structure for timely repairs and restoration. If you don’t check the building for any damages then it can create a very dangerous living environment.

2) Check for water damage

Look around your house at all of the wet surfaces and make sure that no mold has grown anywhere yet. If you see any signs of mold growth, then this could lead to further complications down the road with respiratory illnesses and allergies.

3) Take pictures

One of the most important steps in assessing a storm's damage is to take pictures. It will help with getting insurance claims and also reminds you of what needs repairing or replaced.

4) Check for Damages to the Doors and Windows

Are your windows loose or cracked? How about your doors, are they damaged too? Take a special look at the glass windows. Sometimes even the protective wooden panels aren’t enough to save the windows from breaking.

5) Check the Utilities, Gas lines and Electricity Lines

If you smell gas, turn off your appliances and open doors and windows. Get outside immediately! If there is a power outage or the electricity lines have been damaged then this will need to be addressed as soon as possible so that they do not catch fire. It can also cause serious damage to any electronic devices in your home which you may want to address quickly before more problems arise down the road.

6) Take an Inspection Round outside Your House

Inspect things outside the house including your car, trees, lawn and most importantly your house's roof. Roof of a house is the most vulnerable thing during a storm. Strong storms can break off shingles and expose your roof to a lot of serious damage. You may need to replace your roof if it is very damaged. If you find any tree that is in a bad condition and may fall down any minute then you need to get away from the house and call a tree maintenance company as soon as possible.

It is very important to assess the total damage after a storm. There are many things that you can do at home before calling in an expert. By taking pictures, checking for water damage and structural integrity, as well as assessing the damages to doors and windows you will be able to figure out what needs repaired quickly. Then call up someone with experience when it comes time for more extensive repairs!

Can You Do DIY Home Restoration after a Storm?

8/11/2022 (Permalink)

Can You Do DIY Home Restoration after a Storm?

If you are living in a house that gets damaged because of a storm, or something similar to it, do not be alarmed. Whether someone else is doing the repairs for you or you are doing them yourself, there are things to keep in mind. The tips will help make your home restoration go smoother and more quickly.

Steps for DIY Home Restoration:

1.) Consider an insurance policy if one has not been obtained already. If there is damage, this should help out with costs involved with the restoration process.

2.) Before beginning any kind of repair work always wear protective gear including safety goggles and gloves so that no dust particles get into your eyes or worse enter your body through open cuts on hands etc. If possible wear breathing masks as well.

3.) Start by removing furniture if it had not already been done. If there is damage on the floor remove it before putting the furniture back in its place.

4.) Next, cover all windows and exterior doors with plastic sheeting. This will keep any moisture from entering your home which could cause mold or mildew to begin growing in places that were not damaged such as under carpets and sinks.

5.) After everything has been covered then use a vacuum cleaner to clean up any debris left behind after cleaning up water stains etc...The next step would be to remove any wet items such as clothes, bedding and blankets and run them through a washing machine several times so that no mold grows on them while they are stored away.

6.) You should look to see if the roof has been damaged and determine whether or not you want to fix it yourself or have someone who knows more about roofs do the work for you. It is possible to patch up a roof, but this does depend on where the damage is and how big it is because sometimes roofs will need to be replaced all together due to too much damage.

7.) If everything has dried out enough so that mold will not begin growing, take out all floor boards in affected areas so that they can be sanded down and treated with fungicide before replacing them back into place. Then cover area around walls with plastic sheeting again to keep dust from entering other areas of the house while new boards are being put back into place.

8.) Now that everything has been repaired it is time to start cleaning again and get rid of any lingering moisture in carpets and under sinks by using a dehumidifier.

So all of this can be done by you however if you want an ideal restoration process then it is better to hire a storm damage restoration service. A professional storm damage restoration service can do wonders for you and make your house look as good as new.

5 Ways to Protect Your Belongings during a Storm

12/1/2021 (Permalink)

We've all been there. You're sitting in your home, anxiously waiting to hear if the storm that is heading towards you will be a Category 2 or 3. It's not until hours later when it has passed do you go outside to survey the damage. If you were lucky, only some of your property was damaged and everything else was still intact; but if you weren't so lucky, then this article may help stop future disasters from happening again! Here are five ways to protect your belongings during a storm.

Store important documents In a Safe Place

One of the simplest and most effective ways to protect your belongings during the storm is to place them in a safe place. This will not just save your belongings from getting damaged but it will also be great if you have to rush and evacuate due to the storm warning. A great option for this would be an Under Bed Safe, which you can easily store underneath any bed or heavy piece of furniture so that no one will ever think twice about it being there. This type of safe has been known not only to lock away documents but also jewelry, money, cameras, laptops, etc.

Place any items that can be blown away, such as plants or decorations, inside of the house

If you have any items in your yard that are not too heavy, then it is best to bring them inside the house or into a garage. This includes plants, decorations, and furniture. It may be fine for these types of objects to get damaged during just one storm but if they're outside when multiple storms happen back-to-back then there's no telling how much damage can occur!

Keep appliances unplugged

If you have any appliances that are not in use, then it is best to unplug them during the storm. If they get damaged due to power surges caused by lightning or rain/snow entering through poorly-sealed doors and windows, then this can become very costly! It's also a good idea to keep all of your electronics plugged into surge protectors so that if there does happen to be an electrical problem, these items will still remain safe (just make sure they're turned off).

Make sure you have multiple flashlights/lanterns around for when there is no power available due to storms which happen often lately

This is an essential item to have in any house, especially if you live in a rural area. There are many times where the power goes out for days at a time due to storms and it can be very annoying when there's no light or heat available! To solve this problem, make sure that you always keep flashlights/lanterns with candles on hand so that you won't ever have to worry about feeling completely powerless during a storm again.

Park the Car inside the Garage So the Storm Does Not Damage It

This is a relatively small but very effective way to protect your car from damages caused by the storm. If you live in an area that gets heavy storms then it might be best just to always park inside of your garage during such times so that there will no longer be any chance of water, hail, and/or fallen branches damaging it!

These are some great ways for how to care for your belongings during a storm which should hopefully stop future disasters from happening again.

6 Simple Ways to Assess Total Damage after a Storm

12/1/2021 (Permalink)

When a storm hits your property, it can be difficult to assess the total damage. You want to know what needs repairing and how much it will cost you. The following is a list of 6 simple ways that you can assess the damage from a storm:

1) Check for structural integrity

Does your building have any cracks in the foundation or leaking pipes? If so, then there may be more extensive repairs needed. It is very important to check the damage to the structure for timely repairs and restoration. If you don’t check the building for any damages then it can create a very dangerous living environment.

2) Check for water damage

Look around your house at all of the wet surfaces and make sure that no mold has grown anywhere yet. If you see any signs of mold growth, then this could lead to further complications or health effects.

3) Take pictures

One of the most important steps in assessing a storm's damage is to take pictures. It will help with getting insurance claims and also reminds you of what needs repairing or replaced.

4) Check for Damages to the Doors and Windows

Are your windows loose or cracked? How about your doors, are they damaged too? Take a special look at the glass windows. Sometimes even the protective wooden panels aren’t enough to save the windows from breaking.

5) Check the Utilities, Gas lines and Electricity Lines

If you smell gas, turn off your appliances and open doors and windows. Get outside immediately! If there is a power outage or the electricity lines have been damaged then this will need to be addressed as soon as possible so that they do not catch fire. It can also cause serious damage to any electronic devices in your home which you may want to address quickly before more problems arise down the road.

6) Take an Inspection Round outside Your House

Inspect things outside the house including your car, trees, lawn and most importantly your house's roof. Roof of a house is the most vulnerable thing during a storm. Strong storms can break off shingles and expose your roof to a lot of serious damage. You may need to replace your roof if it is very damaged. If you find any tree that is in a bad condition and may fall down any minute then you need to get away from the house and call a tree maintenance company as soon as possible.

It is very important to assess the total damage after a storm. There are many things that you can do at home before calling in an expert. By taking pictures, checking for water damage and structural integrity, as well as assessing the damages to doors and windows you will be able to figure out what needs repaired quickly. Then call up someone with experience when it comes time for more extensive repairs!

Choosing the Right Storm Damage Restoration Company

12/1/2021 (Permalink)

In the aftermath of a tornado, hurricane or other major storm, one of the most important tasks facing homeowners is finding a reputable and reliable emergency restoration contractor to get the job done.

A number of factors need to be considered in order to choose a company that can do an effective job without taking advantage of stressed-out clients who are not thinking clearly during a disaster.

Preparation:

It's important for people to plan ahead and get several estimates from local companies before a major storm hits. Then, homeowners should get references and check them so they know who they can trust when an emergency happens.

The business of restoring homes hit by disasters such as tornadoes is highly competitive. That's why unscrupulous restoration contractors might cut corners or otherwise take advantage of their clients in the aftermath of a disaster. Getting multiple bids beforehand will help a homeowner avoid a dishonest company that focuses on profits over quality workmanship. If there isn't time to gather several proposals, it's wise to at least ask neighbors or friends for referrals rather than going with the first contractor who comes knocking on the door during a crisis situation.

Proper Licensing

Typically, the most effective way to find a quality restoration contractor is by word-of-mouth from satisfied clients. It's wise to ask the company for references and speak with those they have worked for in the past.

In addition, homeowners should check whether they are properly licensed, bonded and insured. There might be a cost associated with this process but it could provide a degree of protection against fraud or shoddy workmanship if something goes wrong. For example, insurance companies typically will not pay out claims unless a restoration company is properly licensed and insured as required by law in that area. If an insurer refuses to pay up when problems arise after work has been done, having licenses and insurance will help make sure contractors do everything possible to make things right.

Experience of the Storm Damage Restoration Company:

A homeowner should also consider the number of years a restoration company has been in business. An established and respected organization is more likely to do quality work than a fly-by-night outfit that might not be around after the storm damage is repaired.

Time the Restoration Company Devotes To Your Property

The amount of time an emergency contractor devotes to customer satisfaction is another important factor, particularly with companies that often deal with crisis situations such as hurricanes and tornadoes. Satisfied clients can provide invaluable referrals, which usually helps generate new business opportunities.

It's wise to avoid restoration companies that pressure their customers into signing contracts on the spot during a time of stress and chaos. A responsible company will allow home and property owner’s sufficient time to review all terms and conditions before making any decisions about hiring them.

A written contract should include an itemized list of all work to be done, along with the estimated cost. It's in a homeowner's best interest to make sure the agreement also covers any additional expenses in case repairs are needed later on that might not have been foreseen by the restoration company or homeowner at the time of signing.

How to Fix Your Roof after a Storm

12/1/2021 (Permalink)

It's not often that disaster strikes but when it does, you want to make sure you are doing everything correctly, from start to finish. When the roof has been severely damaged by wind or hail, it can be one of the more costly repairs on your home. The main concern during this time period is safety from falling objects such as tree branches or other debris. This article is a guide for homeowners on what they should do after a storm has passed and left its wake of devastation in the form of shingles, shingles debris, and leaks that have sprung into their ceilings due to storm damage.

Now what? Whether you had a little damage or a lot of damage, a quick response is very important if you want to save your roof and reduce the potential for more leakage.

First make sure that it is safe to enter your home. If there are any toppled trees or limbs, remove those before entering the house. Once inside, if there is water in your ceilings and/or walls then it is time to call a professional roofer.

For minor damages like blocked gutters or missing shingles caused by wind gusts, wait until it stops raining and immediately check your roof with binoculars for any immediate danger of further damage such as loose tiles or hanging parts of the structure. If you have a partial shingle loss, be sure to nail down the tiles that are still attached. If your roof is in need of replacement, call for an estimate before performing any repairs or replacements yourself.

Soaking up water - Blocked gutters are the main cause of water damage when there is heavy rain over time

Removing debris - If you come across any loose tiles caused by high winds then remove them and nail down any metal ridge caps that might have popped out of place during the storm

Checking your shingles - Check with binoculars for blown off parts of the structure including missing shingles and loose tiles

Assessing the damage - Generally speaking, if there has been any shingle loss then it is time to call a professional roofer for an estimate. A restoration company will be able to tell you if you need to get a new roof or just get the one you already have restored. The restoration services like SERVPRO will tell it to you how it is. If we feel that the roof may not stand another storm we would recommend getting a new roof otherwise we will restore it for you.

Making temporary repairs for leaks in between rafters until the restoration company arrives. It is important to hire a storm damage restoration company if you want to get your roof in good condition. Don’t forget to contact your insurance company as well so you don’t have to pay much for the restoration or repair of the roof.

How To Keep Your Home Safe From Storm Flooding

9/14/2021 (Permalink)

How To Keep Your Home Safe From Flooding

As the storm weather approaches, you want to ensure that your home is completely safe and flood-proof. Having to deal with flood damage, later on, can be quite taxing, both, mentally and physically. So, the best thing to do is assess what needs to be done beforehand so that you can keep yourself and your home safe from any kind of flooding. Let’s look at what you need to do to ensure this. 

  1. Assess All The Possible Entryways For Water

The first thing that you will need to do before anything else is to assess whether there is any possibility of floodwater coming into your home. You will easily be able to tell this by taking a look at any gaps or slopes around your home. 

Doing so is essential if you want to take the right steps to keep your home safe from flooding. Otherwise, at the last moment, you will be running around trying to stop water from coming into your home. 

  1. Get The Relevant Renovations Made

If you have been through similar situations before as well, then you know how important it is to renovate your home. Once you have assessed the entryways of water, you will have to ensure that they are completely blocked so that you can keep floodwater out of your home. Don’t wait until the last moment, make sure that you get these done early so that you can be prepared. 

  1. Clear Out Gutters

One of the main issues that come with flooding is the blockage of gutters. To keep flooding at bay, you will have to ensure that you clear out the gutters and the pipelines so that the water can run through them without any issues. 

If you do not do this, then the possibility of your gutters overflowing and water coming inside becomes more likely. So, get your gutters cleaned out to lower the possibility of this happening to your home. 

  1. Cover Any Gaps Around Your Home

One of the main reasons why water finds a way inside your home is because of the gaps all around. When you’re aware of an upcoming storm or the particular season approaching, then you should make sure to cover all these areas up. 

If you’re looking for an effective way to do this, then try using sandbags to prevent water from coming in. It works great as the weight of the sand blocks the gaps and can easily be molded into the area you want to fit it in. So, try to do this as well to keep water out. 

Who To Call In Case Of Flooding?

If you find yourself in a situation where you’re not able to keep the water out of your home, then you’re sure to find your home filled with water. In such a situation, you will need to reach out to professionals to help clear out all the damage from your home. 

What To Do After Storm Damage

9/14/2021 (Permalink)

Steps To Take After Storm Damage

A storm can be quite scary and having to deal with its after-effects is challenging. It can leave behind a lot of damage that you will have to take care of. For this reason, you need to have all the right steps in front of you so that you can restore your home as quickly as possible. Here are 5 steps that you will have to follow after suffering from storm weather damage. 

Check How Much Damage Is Done

Before you go on to figuring out the solution for the damage, you will have to assess how much damage took place. It is best to take a look at every nook and corner of your home to know where all the damage is. 

Don’t miss out on anything as you want to ensure that every bit of damage is repaired properly. Observe every inch of the exterior so that you can know exactly what went wrong. Also, if there is seepage or any other time of damage as well, then make sure to take note of this as well. 

Keep Yourself Safe And Avoid Injury

As you go about assessing your home of damage, you want to make sure that you avoid injury throughout. To do this, you will have to keep away from all sorts of electrical equipment and risky areas around your home. 

If you see cracks on the roofs, then it is best that you avoid standing under or close to that particular area. The best thing to do is to make sure that your electricity is shut off to avoid getting damage from wires running through your home. 

Get Your Insurance Company On Board

Throughout the process, you want to make sure that you are collecting adequate proof to show your insurance company. They will probably also send someone for a physical examination to verify your case. Keep them in the loop so that you can claim insurance for the damages that you face from the storm damage. 

Limit Further Damage To Home

Sometimes, if you do not act quickly, there is a possibility of more damage happening to your home. You want to avoid this as much as possible. If there is an excessive wind blowing or water coming in, you might want to board your windows. 

If you’re not sure how to do this, then you must reach out to a professional service for help. And, that is our final step that will help with the damage. 

Get The Right Professional Cleaning Service 

You want to ensure that your home is not damaged beyond repair. This is when you need to get the right people on board to help you clean up the mess after the storm weather damage. You do not want to put the entire work on yourself as you might not have the right equipment to get this done properly. 

You should reach out to professionals who can help you clean your home and minimize the damage done to your home.

How to Prepare Your Home for Natural Disasters

8/17/2021 (Permalink)

Your home is a central aspect of your life. It is your own personal space that you share with your loved ones, such as your parents, siblings, spouse, or children. Your home is where most of your dearest memories are made and you probably want to protect it forever.

However, natural disasters are common. They can wipe away all the memories you have made in your beautiful home in a split second if you are not adequately prepared for the disaster.

Preparing for a Hurricane

One natural disaster that combines many different disasters is a dangerous hurricane. It can bring heavy rainfall, winds that are faster than 150 MPH, extreme thunderstorms, and even flash floods in areas that are near the coastline.

In the US, hurricanes are especially common between June to November and it is important to prepare for them accordingly.

Hazards of a Hurricane

When a hurricane hits your area, there are many hazards that you need to look out and prepare for. These include

  1. Storms: A dangerous storm can affect both human life and property in just a few minutes. In the surge of a hurricane, ocean water is pushed towards the coast. When combined with the high, swirling winds, such storms can cause major damage to the structure of your home.
  2. 2. Winds: Hurricanes don’t have normal winds. Instead, the wind is as fast as 150 MPH and has a swirling direction. This can easily destroy entire buildings or cause irreparable damage to the foundational structure of the building.
  3. Heavy Rainfall and Floods: When a hurricane hits, it is accompanied by tropical storms that can bring rainfall of more than 6 inches. As the water builds, there can be flash flooding in low-lying coastal areas. This is extremely dangerous for people who live in the inlands, especially because they may not have sufficient time to evacuate in such situations.

Hurricane and Natural Disaster Preparation Guidelines

Here are a few things you can do beforehand in order to minimize the damage caused by hurricanes or other natural disasters in your area:

  1. Assess Your Home

Before you start taking any precautions to prepare for a hurricane, it is important to first analyze the risks of your own home. You can check with contractors or damage repair companies to ask whether the foundational structure and landscaping of your home will be able to survive heavy winds and storms. After the inspection, you may be required to have a few repairs made in your home to make the structure sturdier.

  1. Removal of Debris and Garbage

Since storms and hurricanes come with intense winds, it is important to remove any dead trees or garbage material such as logs of wood that could be blown into your house due to extreme wind pressure.

  1. Make an Evacuation Plan and Kit

If you live in a low-lying coastal area, it is important to have an evacuation plan in place that all of your family members are aware of. Apart from the plan, you also need to prepare a kit that must be equipped with food and water supplies, essential medication, a first-aid kit, and a battery-powered flashlight.

Storm Damage Restoration in Woodbury/Deptford, NJ

7/13/2021 (Permalink)

The Importance of Storm Damage Experience in Time of Disaster

When disaster strikes, the pros at SERVPRO of Woodbury/Deptford are equipped to arrive fast. The franchise professionals specialize in both residential, and commercial storm damage restoration. SERVPRO of Woodbury/Deptford offers 24/7 emergency services with fast response times to any sized disaster. Arriving quickly on scene, our team members are able to mitigate storm and water damage, which aids in helping reduce overall cost. Call 1-833-884-3200 to see how SERVPRO of Woodbury/Deptford can help with your storm damage.

How to Prevent Residential Storm Damage

The best way to prevent residential storm damage is to assure that basic upkeep has been met at your residential stay. Notable common problems that are associated with storm damage can be reduced through the practice of:

  • Keeping your gutters clean
  • Securing outdoor furniture, fencing, etc.
  • Creating an optimal path to have water flow away from your residential home
  • Keeping an eye out for overgrowth of trees that have the potential to damage your residential home in times of high wind/rain.

Prepare Before the Storm

Storm Damage can often be minimized if the proper precautions are taken before the arrival of the storm. If there is an alert of a storm that possesses high winds and rain, look to take in or tie down any objects that could become airborne, causing damage to your home. Furthermore, another way to protect your home in a storm includes protecting your windows. In the circumstance of a storm that could cause damage or even break your windows, it is best to add a form of protection before the arrival of the high winds and rain in order to keep the inside of your property safe.

Why Your Home Needs A Professional Storm Cleanup Service

7/12/2021 (Permalink)

Why Your Home Needs A Professional Storm Cleanup Service

A storm causes a lot of destruction in its wake. The chaos it creates is too much to deal with. This is why residential owners need extra help to restore their homes after a storm.

For this, you will need the service of a professional company that deals in storm damage restoration and cleanup such as us. After all, your home is your sanctuary and it needs to be protected so you can be safe.

Here are the many reasons why your home will need a professional storm damage restoration service.

Quick Cleanup And Repair

The damage that storms can cause can be extensive. You and your family can't possibly repair it in time and you will need a few days or a week to restore it yourself. However, because of this, you may feel unsafe in your own home.

Hiring a professional storm cleanup service means that your house will be restored to its original form in no time. This is because we are experts at what we do and we can quickly and effectively repair any damage caused by the storm around the house.

Professional Evaluation

As a layman, you will not know where to look for damage. You might miss out on a few things that should be repaired so your house can function well and live a long life.

Hiring a professional service will mean that they will do a full evaluation of your house first. This means that the experts will search every corner of the house to see the extent of the damage.

Apart from that, they will figure out what needs to be fixed through a detailed inspection and evaluation of your property. They will then come up with a solution to fix all the damage.

Clean And Sanitized Home For Optimal Health

Storm damage can cause contamination, infections, parasites, and diseases. These are serious issues that need to be addressed as soon as possible. If these issues exist then they will come to light when the experts do the inspection and evaluation.

As a professional cleanup service, our main priority is your health and we will do everything to ensure that it is not harmed. This is why your home will be thoroughly cleaned and sanitized to get rid of any contamination and infection. You can then go back to enjoying a safe and healthy home.

Flooding Will Be Taken Care Of

Storms can cause flooding in basements and other areas. However, we will clean it up through the use of our flood pumps to get rid of all the water and to prevent it from seeping into your walls.

As a professional cleanup service, we have all the equipment and expertise to execute the restoration effectively.

Final Words

Please don’t attempt to restore the house yourself after storm damage. Instead call professionals and experts such as us to effectively clean and restore your house to its original form.

For more information, feel free to get in touch with us now.

What to do when Your House Floods

6/16/2021 (Permalink)

Emergency Service It's our job to be there when you need us, 24/7.

Imagine coming home from a long day at work, and rain is pouring down from the skies. You open the door but to your surprise something is amiss. You check the basement to see if everything is alright, when you notice your house has been flooded. Instead of scrambling for help, simply call SERVPRO (856) 686-0100. If you or a loved one encounters this unfortunate situation there are steps you can follow until SERVPRO promptly arrives at your door.

What YOU can do in the meantime

            After a flood it is important to remove excess water by mopping and blotting what you can. Wipe any excess water from wood and retrieve tabletop items such as lamps. Remove upholstery and cushions from any chairs, couches, and beds that are accesible in the flooded area. Remove any colored rugs from wet carpets and surfaces. Remove any valuable pieces of art and store in a dry safe place. Gather attainable loose items from your floor.

SERVPRO saves the day

Once you’ve done what you can, this is where SERVPRO steps in. We operate a 24-hour emergency contact number so you can get in touch with us any time disaster strikes. Remember to call SERVPRO at (856) 686-0100. When you call this number, we will ask you several questions related to the emergency at hand. This helps determine what equipment to bring and how many employees to send. From here, highly trained water damage specialists will be sent to the place of emergency for inspection and damage assessment. An intensive inspection of the property will take place to determine the scope of the damage. Several things are taken into consideration such as amount of water, contamination of the water, etc. Once this assessment is complete, the water will be swiftly and efficiently extracted. Our company will also help move any valuable furniture and items out of the house to prevent stains and rust. The carpet and carpet pad will also be inspected and removed at this time if need be. State of the art water removal equipment is used in this process. This includes tools such as: moisture detectors, hygrometers, infrared cameras to find water behind walls, submersible and gas-powered pumps to expel high-level water, and truck-mounted and portable water extraction units. Next, our team will begin the drying process. This is a necessary step in the water restoration process as most building materials are porous, meaning they retain water. This retained water can cause materials to decompose, warp or mold. Our professionals will use dehumidification equipment based on the area’s measurements, temperature, and humidity of the flooded area. Industrial-grade dehumidifiers will be applied to prevent secondary water damage such as warping floors and swelling. High-speed air movers will also be introduced to the space to create airflow across walls, carpets, and furniture to accelerate the evaporation of moisture. SERVPRO will always provide validation and documentation once the property is dry. This brings us to the sixth and final step, Restoration. After a flood, your property may be in shambles. Leave it to SERVPRO to fix this. Various services are offered such as: board-up, roof tarping, temporary fencing, move-out assistance, and temporary warehouse space. However, that’s not all we can provide. We can also provide repair services such as drywall removal, hardwood floor repair, tile floor repair, painting, and carpet repair/installation. We can simplify the whole process for you by dealing with both the initial water damage and rebuilding of the affected areas. Having one extraordinary and qualified company throughout this entire process can save you both money and time. Find us anytime at https://www.SERVPROwoodburydeptford.com or by calling the number (856) 686-0100

Why Your Home Needs A Professional Storm Cleanup Service

9/14/2020 (Permalink)

A storm causes a lot of destruction in its wake. The chaos it creates is too much to deal with. This is why residential owners need extra help to restore their homes after a storm.

For this, you will need the service of a professional company that deals in storm damage restoration and cleanup such as us. After all, your home is your sanctuary and it needs to be protected so you can be safe.

Here are the many reasons why your home will need a professional storm damage restoration service.

Quick Cleanup And Repair

The damage that storms can cause can be extensive. You and your family can't possibly repair it in time and you will need a few days or a week to restore it yourself. However, because of this, you may feel unsafe in your own home.

Hiring a professional storm cleanup service means that your house will be restored to its original form in no time. This is because we are experts at what we do and we can quickly and effectively repair any damage caused by the storm around the house.

Professional Evaluation

As a layman, you will not know where to look for damage. You might miss out on a few things that should be repaired so your house can function well and live a long life.

Hiring a professional service will mean that they will do a full evaluation of your house first. This means that the experts will search every corner of the house to see the extent of the damage.

Apart from that, they will figure out what needs to be fixed through a detailed inspection and evaluation of your property. They will then come up with a solution to fix all the damage.

Clean And Sanitized Home For Optimal Health

Storm damage can cause contamination, infections, parasites, and diseases. These are serious issues that need to be addressed as soon as possible. If these issues exist then they will come to light when the experts do the inspection and evaluation.

As a professional cleanup service, our main priority is your health and we will do everything to ensure that it is not harmed. This is why your home will be thoroughly cleaned and sanitized to get rid of any contamination and infection. You can then go back to enjoying a safe and healthy home.

Flooding Will Be Taken Care Of

Storms can cause flooding in basements and other areas. However, we will clean it up through the use of our flood pumps to get rid of all the water and to prevent it from seeping into your walls.

As a professional cleanup service, we have all the equipment and expertise to execute the restoration effectively.

Please don’t attempt to restore the house yourself after storm damage. Instead call professionals and experts such as us to effectively clean and restore your house to its original form.

For more information, feel free to get in touch with us now.

How To Prepare For A Storm

9/9/2020 (Permalink)

It is better to be safe than sorry. Preventative measures are key to saving yourself and your home from the damage that comes with a storm. Storms bring heavy rain, winds, and lighting.

They can cause flooding, power outage, and a lot of destruction. This is why you must have a plan to deal with all these problems that may come with a storm.

However, if there is still damage caused to your property because of the storm then hire a professional storm cleanup service for your home restoration.

Here are the many safety tips you can follow to prepare yourself for a storm.

Ensure That The Exterior Of Your House Is Safe

You must take care of the outdoors to reduce safety hazards. For example, you need to trim down large trees and shrubs so that they don’t fall on something else or get tangled with wires.

Apart from that any plants, furniture, or other objects that are placed outside need to be brought indoors so they can be saved be from damage.

Keep Everything Powered Up

Make sure that the gas tank of your car is full. Charge any appliances that need charging such as your cell phone, laptop, etc. Apart from that, you need to test your generator beforehand so that it works properly in case of a power outage during the storm.

Also, keep extra fuel for the generator in case of extensive power outages. This way you will always have backup power.

Make An Emergency Plan

Nature is unpredictable and you never know how bad a storm is going to be. This is why you must have a contingency plan in case of extreme circumstances.

Come up with a plan of how you are going to get in touch with all the family members and where you will meet up to stay safe. This is because storms can happen anytime and not everyone will be home.

Clean Gutters

The main reason why urban flooding takes place because of a storm is due to the overflowing of gutters. With too much water coming in the water overflows and causes the area to flood.

This is why it is important to routinely get your gutters cleaned once in a while. This will allow the water to flow freely and prevent any blockages. It will also prevent the flooding of your basement and roof damage.

Create An Emergency Kit

This is only for a worst-case scenario. If you have to leave home because of some damage or in case of a power outage you will need an emergency kit.

Be sure to have essential medicines, first aid, batteries, important documents, non-perishable food, water, clothing, cash, and all other essential items that you may require.

It is always good to be prepared for an unprecedented situation that may arise due to a storm. Follow these tips to prepare before a storm and you will be good to go.

However, if there is any damage to your home due to the storm then give us a call 856-686-0100!

How To Keep Your Home Safe From Flooding

9/8/2020 (Permalink)

As the storm weather approaches, you want to ensure that your home is completely safe and flood-proof. Having to deal with flood damage, later on, can be quite taxing, both, mentally and physically. So, the best thing to do is assess what needs to be done beforehand so that you can keep yourself and your home safe from any kind of flooding. Let’s look at what you need to do to ensure this. 

  1. Assess All The Possible Entryways For Water

The first thing that you will need to do before anything else is to assess whether there is any possibility of floodwater coming into your home. You will easily be able to tell this by taking a look at any gaps or slopes around your home. 

Doing so is essential if you want to take the right steps to keep your home safe from flooding. Otherwise, at the last moment, you will be running around trying to stop water from coming into your home. 

  1. Get The Relevant Renovations Made

If you have been through similar situations before as well, then you know how important it is to renovate your home. Once you have assessed the entryways of water, you will have to ensure that they are completely blocked so that you can keep floodwater out of your home. Don’t wait until the last moment, make sure that you get these done early so that you can be prepared. 

  1. Clear Out Gutters

One of the main issues that come with flooding is the blockage of gutters. To keep flooding at bay, you will have to ensure that you clear out the gutters and the pipelines so that the water can run through them without any issues. 

If you do not do this, then the possibility of your gutters overflowing and water coming inside becomes more likely. So, get your gutters cleaned out to lower the possibility of this happening to your home. 

  1. Cover Any Gaps Around Your Home

One of the main reasons why water finds a way inside your home is because of the gaps all around. When you’re aware of an upcoming storm or the particular season approaching, then you should make sure to cover all these areas up. 

If you’re looking for an effective way to do this, then try using sandbags to prevent water from coming in. It works great as the weight of the sand blocks the gaps and can easily be molded into the area you want to fit it in. So, try to do this as well to keep water out. 

Who To Call In Case Of Flooding?

If you find yourself in a situation where you’re not able to keep the water out of your home, then you’re sure to find your home filled with water. In such a situation, you will need to reach out to professionals to help clear out all the damage from your home. 

Connect to https://www.SERVPROwoodburydeptford.com/ to clean out your home and make sure that you limit the damage that happens to it!

Protect Your Home Against Flooding

8/27/2020 (Permalink)

Keep Your Home Secure Against Flood Damage

Flooding of your home can cause major problems. Fortunately, there are ways to protect your home from heavy rains.
Maintain Existing Flood Prevention Structures
Many homes have common flood prevention features, such as gutters and sump pumps, already installed. It is important to maintain this equipment.

The following are some routine maintenance activities that will help keep your home secure against flood damage:

  • Clean and inspect gutters (fall and spring)
  • Clean storm drains (at least once a year)
  • Test sump pump and clean screen (every season)
  • Inspect roof (every year)

When completing the above tasks, be sure to check for damage such as loose gutters or missing shingles. The suggested frequency for each task will vary depending on your specific situation. For example, if you have trees near your home, you will likely need to clean your gutters more often. If you suspect that you will be unable to do any of these jobs, you may wish to hire a professional contractor for some or all of your home's routine maintenance tasks.

Consider Home Improvement Projects

In addition to maintaining whatever flood-proofing systems your home already has, you may decide to do some home improvement projects to further protect your home from flooding.

The following are some common improvements that you can make to keep your house safe in heavy rains:

  • Install any of the above items (gutters, storm drain, sump pump) that you do not already have
  • Grade your lawn so that it slopes away from house
  • Upgrade seals around windows and doors

Employ Temporary Solutions

Even well-prepared homes may need additional protection during very heavy rains. If a severe storm is headed your way, you may want to install sandbags or other flood protection devices such as inflatable dams.
The above suggestions will help protect your home from flooding. However, even the most well-prepared homes can suffer storm damage. You may need to enlist the help of experienced restoration professionals to get your home back to normal quickly and safely.

Power Outage

6/25/2020 (Permalink)

With the spring and summer season comes a higher chance of thunderstorms and high winds. Due to the high abundance of trees in our area, there are many outages caused by fallen trees as well. If you do not have a home generator then it could be a very strenuous time going through a power outage.

Here are a few tips to help get through a power outage safely. 

  • Limit the opening of refrigerators and freezers unless necessary 
  • Do not use gas stoves to heat home, this can be a very dangerous method. Instead wear layers and use blankets when possible. 
  • Disconnect appliances to avoid damage from electrical surges
  • If possible, leave to a different location to get heating or cooling
  • Make sure you have necessary supplies on hand, such as batteries, flashlights, matches, etc. 

These are just a few tips to follow during a power outage. For more information go to Ready.gov. SERVPRO of Woodbury/Deptford is always here to help. 

Storm Preparation

6/11/2020 (Permalink)

A storm can cause major trouble for homes and businesses alike. From gale force winds to lightning strikes, a storm can cause major damage.  While every storm may not cause catastrophic damage to your home, even a small roof puncture from a tree limb or flying debris can be enough to allow substantial runoff and torrential rainfall to pour into your home. A falling tree can cause serious damage to your roof, siding and windows. Heavy rain can also cause concern for potential flooding. Below are a few tips to help keep your home safe and dry in the event of a storm:

  • Routinely check your home or business for flaws in the structure. This includes your siding and roof.  Even the smallest hole can allow rainwater in, which can lead to water damage and mold growth.
  • Trim larger branches that could potentially cause structural damage if a storm caused them to fall on your home or business.
  • Make sure that sump pumps are working properly.  Sump pump overflows during a storm are a leading cause of water damage.

When your home or business suffers damage as a result of a storm, SERVPRO of Woodbury/Deptford is here to help.  We can be reached 24/7 at 856-686-0100

Termites Love Water Damaged Wood

9/11/2019 (Permalink)

a swarm of termites chewing on decaying wood. Termites can cause destructive damage to your home

The American Dream of most people has always included owning their own home. While renting is sometimes the more practical approach, there is just something special about being able to call the place you live your very own. There are so many things one can do when they own their home…remodel, add on a room, investing in the upkeep and improvements of your dream home.

With that being said, the most important thing one can do involves preserving the value and structure of their house. This is much more important than all the decorating and beautifying of the home. At the top of the list of things that cause damage is moisture. Moisture causes multiple problems that include mildew, mold, rotting and decaying of wood and damaging painted surfaces. This list of moisture problems creates unsightly appearances, health issues and structural damage. Excessive water or moisture in the home also allows the potential of another scary problem—termites! Termites love water-damaged wood.

Termites are one of the a homeowner’s greatest enemies. They are often referred to as Silent Destroyers. You may think this risk or threat does not affect you because you purchased your home not long ago and it was considered to be free of termites. The structure of your home may still be compromised because termites do their damage from the inside out and go undetected until the damage is extensive.

Many homeowners fail to recognize all the water and moisture problems that exist in their house. It does not require a mass flood or standing water for water damage to occur. In fact, you may be causing water damage to your home every time you take a shower or use the toilet. Of course the answer to this is not to stop showering or using the bathroom! However, you should periodically check the caulking around the shower stall or tub. Cracked or missing caulking can cause the wooden structure to be exposed to water and cause wet, decaying wood.

Another common, slow water leak is under the toilet where it connects to the floor. A slow leak may occur over a period of time allowing the subfloor under the toilet to stay wet. Again, this will cause the wood to always be wet and decay and attract those destructive termites.

Termites constantly need to be surrounded by moisture. They live several feet under the surface of the ground, thriving in the damp, cool dirt. They even build tunnels through which they travel as they make their way into your house foraging for their food; damp, water-damaged wood!

Keep your home dry and free of excess moisture and decaying wood. Repair any leaks, replace cracked or missing caulking, keep taking those showers and you will be able to enjoy your American dream home for many years!

7 Causes of Sump Pump Failure and What to Do

9/10/2019 (Permalink)

The problem is that Sump Pumps fail all the time. While it’s not to say that we have a fool-proof method for preventing 100% of failures, there are certainly some tips you can follow to better your chances of a properly working sump pump.

For years, sump pumps have been a pretty common fixture in homes, especially in lower-level areas of the country or in places where the rapid melting of heavy snow can cause flooded basements. The popularity of sump pumps have grown exponentially in the past couple decades, largely in part to a legal amendment to the US Federal Clean Water Act in 1987 that requires certain homes to have a sump pump, even if they are not necessarily high-risk for floods.

The American Society of Home Inspectors actually did a study that showed more than 60% of American homes suffer from underground wetness or water damage. And there’s a likelihood that an ever large percentage will deal with a flooded basement at some point. Something we often talk about with roofing in terms of moisture also applies here. It doesn’t always take a large amount of water to create a large amount of issues. In roofing, we talk about roof leaks going into the home which aren’t uncommon for a faulty roof after a big rain storm. But just as problematic – or sometimes even worse – are the small leaks that get into the attic and aren’t noticed until well after a huge mold problem has been created. Same goes for moisture in the lower levels of your home. It doesn’t take a huge flood to cause thousands of dollars in damage. It takes very little standing water and very little time for mold and mildew to take over and create problems.

Proper maintenance is the key. Ugh, more maintenance! Here we are telling you to maintenance your roof, now we’re telling you about your sump pump. Really, though, maintenance is a great thing. It’s much cheaper than a huge repair and it drastically increases the life of your equipment.

There is no definitive “lifetime” of a sump pump. Most last anywhere from 3-20 years. That’s a pretty big window. The US Department of Housing and Development estimates the average life expectancy at 10 years. In my opinion, 10-15 years is pretty reasonable for a pump that goes through regular maintenance.

First, let’s talk about how a sump pump works.

The basics are pretty simple. A hole is dug in the lowest part of your basement or crawlspace where a sump pump sits and filters out water. As the pit fills up, the pump turns on and moves the liquid out of the pit through pipes that run away from the foundation of your home into an area where it can drain, such as a municipal storm drain or a dry well. A one-way valve (check valve) keeps water from entering back into the home.

The pump is generally powered with no special wiring; just your main household current. But being near water, or in water (in case of a failure), it’s a good idea to have some type of circuit interrupter to prevent electrocution.

The majority of residential sump pumps will turn on automatically from a pressure sensor or float activator. The pressure sensor activates as water builds up and creates more pressure than air which prompts the pump to turn on. The float activator has a ball that floats on top of the water, moving the arm as the water level rises – similar to the one in your toilet tank.

When the motor activates, the impeller (a fan-like device) will turn. Using centrifugal force, the spinning impeller will force the water towards the sides of the pipe, creating a low-pressure center where water from the pit rushes to while the spinning action pushes it through the pipe.

All of these things work together to keep your home dry. And for the most part, everything tends to go smoothly. But there’s a lot of parts working together and if one thing quits working, or some type of outside force comes in and causes disruption, things can get back quickly.

7 Things that Cause Sump Pump Failure

1. Power Failure

The most common cause for sump pump failure is an electrical power outage. To prevent this, have a backup generator that can be manually activated. In the case that your primary pump mechanically fails, though, a generator cannot help in this situation. But in the event of a storm where the power is knocked out for any length of time, a backup generator can be a lifesaver.

On the same topic of power, some components of the sump pump may be vulnerable to damage from power surges. To prevent this, protect the entire electrical system from power surges with a service entrance surge protection device.

2. The Sump Pump is the Wrong Size

If you have an incorrectly sized pump, or if the pump is not installed properly, there will most likely be a problem. A small sump pump is often just as effective as a big one. When a sump pump is too big, the pump is forced to work harder, resulting in a shorter product lifespan. But if it’s too small, it may not be able to adequately pump out the water – again resulting in a shorter lifespan.

3. Improper Installation

Installing a sump pump must be done exactly right. Manufacturer’s instructions must be followed carefully for the installation in order to avoid severe water damage down the road. Most manufacturers recommend or require a check valve to be installed on the discharge line. If not installed, the back-flow of water can cause the pump impeller to rotate backwards and unscrew off the motor shaft. In this scenario, you will still hear the pump motor running, but it would not be pumping any water.

Most manufacturers require the drilling of a small air relief hole in the discharge line between the pump and the check valve which is intended to prevent the pump from having to overcome the air pressure in the discharge pipe. The discharge pipe must be of the required diameter.

Lastly, the sump pump pit should not be set in dirt or gravel. This causes debris to enter into your pump and can result in interference with the pump’s on/off switch or float arm.

4. Switch Problems

The leading mechanical cause of sump pump problems is a switch problem. This occurs when the pump shifts from its position inside the basin, rendering the float ineffective. Float is responsible for the smooth operation of the on/off switch. Your sump pump relies on both the switch and the float arm mechanisms to operate effectively.

5. Lack of Maintenance

Some pump manufacturers recommend the pump to be run every 2-3 months. Some recommend a yearly program completed just before the rainy season hits.

Here are some additional manufacturer recommendations:

  • If there is a back-up pump, unplug the primary pump and run the back-up pump to make sure it works properly
  • When testing your sump pump, go outside to make sure it is discharging water
  • Sometimes the pump can run but not pump any water. This means the impeller has disengaged from the pump shaft or the check valve is installed backwards.
  • Check the operation of the float to make sure it is not restricted
  • Clean out the air hole in the discharge line
  • Listen for any unusual noises when the motor is running
  • Replace the battery on the back-up sump pump every 2 or 3 years

6. Frozen or Clogged Discharge Lines

If water cannot exit your home through the discharge line, your system will not work. It is important to keep the discharge pipe protected from freezing and free of sticks, dirt, rocks and other debris. Protecting the water’s exit point of the discharge pipe will keep debris and animals out of the system, making it optimal for your sump pump.

Grated covering will not stop the lines from freezing or becoming blocked by ice and snow. A special grated discharge line attachment should help; it is placed near your home on the discharge line. It includes openings that give water a way to flow out of the pipe if the line is blocked further down.

7. Product Defect

Though rare, product defect is always a possibility and does happen. It is wise to test the pump when it is initially installed to make sure the pump operates properly.

It’s All About the Maintenance

Don’t get me wrong, you cannot avoid all of these problems with maintenance. Let’s be honest – it’s a mechanical piece of equipment and mechanical pieces of equipment fail. It happens. But there’s no doubt that you can avoid many of these issues, and give a longer lifespan to the equipment by performing regular maintenance.

At the very least, follow these maintenance tips once per year. Some experts will even recommend that you do this every 2 months. Quarterly maintenance is probably the norm. It takes just a few minutes and can avoid some serious pains in the future.

  • A vinegar solution can be run through the sump pump in order to clean it
  • The pump will become free from tiny particles and debris which will allow the pump to run much cleaner
  • This can be done by the homeowner and unless there is a serious problem, then you may need to call a professional.
  • Make sure the sump pump’s float switch is not restricted in any way. If it is, it will cause the sump pump to not automatically kick on in case of a flood
  • Lastly, clean all vents and air holes for maximum effectiveness

That’s it. Maintenance is super easy and keeps your home protected from water damage. Make this a part of your regular home improvement plan and you’ll surely save some money in your pocket by either putting off the purchase of a replacement sump pump for several years, or by avoiding a costly water damage project.

Be Aware of Flooding

9/6/2019 (Permalink)

Even though the hurricanes are not touching down on land the rain the hurricane can bring should be watched because it can lead to flooding. Every community should at least be aware of flood dangers and be prepared for them because you never know when flooding may occur.

Additionally, the dangers of floods do not disappear after water levels stop rising. Here are five factors to remember when recovering from a flood.

1. Be wary of damaged utilities

Water may have damaged electrical power and natural gas or propane, the Centers for Disease Control (CDC) reports. Minimize any fire hazards by turning off these utilities, especially if an odor, fraying wiring or sparks are present. Only turn the power on or off if you can do so from a dry location. Otherwise, call an electrician.

Contact the proper authorities, such as the gas or electric company, the police department or the fire department to help determine when turning utilities back on is safe.

2. Protect yourself against carbon monoxide

Generators, pressure washers, charcoal grills and other fuel-burning tools can release CO, which can collect in dangerous concentrations when used indoors or near open doors, windows or air vents.

The CDC recommends avoiding use of these in enclosed or partially enclosed areas, and encourages people to buy battery-powered carbon monoxide detectors. These should be placed outside all sleeping areas and, for added protection, near a home's heat source.

3. Minimize contact with dirty water

Remaining floodwater can also pose various hazards. It may be mixed with sewage or other hazardous substances, like chemicals, or it could be hiding downed power lines or sharp objects.

Dry out homes as soon as possible and thoroughly wash and disinfect clothes, linens and hard surfaces. Discard anything that cannot be cleaned -- this includes contaminated drywall and insulation.

4. Control Mold

Mold can also be a major issue if it is not addressed after a flood.

Mold can dry out, but the dried spores can still pose a risk if they enter the air. Proper cleanup is essential after a flood.

5. Avoid traveling through flood water

Never enter swiftly flowing water, and do not try to drive or walk through standing water because underneath the road could be compromised or blocked by debris.

When it comes to moving water, obviously you should try to get to high ground and get away from flooding whenever possible. Don't put yourself into moving water. If you have standing water, you certainly don't want to drive or walk through that either if you can't see to the bottom of it.

2019 Hurricane Predictions

8/29/2019 (Permalink)

The 2019 Atlantic hurricane season is an ongoing event in the annual formation of tropical cyclones in the Northern Hemisphere. The season officially began on June 1, 2019, and will end on November 30, 2019. These dates historically describe the period each year when most tropical cyclones form in the Atlantic basin and are adopted by convention. However, tropical cyclogenesis is possible at any time of the year, as demonstrated by the formation of Subtropical Storm Andrea on May 20, marking the record fifth year in a row where a tropical or subtropical cyclone developed before the official start of the season, breaking the previous record of four years set in 1951–1954.[1] This was also the second year in a row in which no storms formed during the month of June. The season's first hurricane, Barry, formed in July in the northern Gulf of Mexico, and struck Louisiana. A series of storms developed in late August, including Hurricane Dorian, which is currently moving through the southwestern Atlantic.

With hurricane Dorian looming closer toward the Florida coast and bringing with it winds of up to 125MPH, here are some predictions for the upcoming 2019 hurricane season:

The firstforecast for the year was released by TSR on December 11, 2018, which predicted a slightly below-average season in 2019, with a total of 12 named storms, 5 hurricanes, and 2 major hurricanes, due to the anticipated presence of El Niño conditions during the season.

Should you incur water damage from a storm, call the professionals at SERVPRO of Woodbury/Deptford, NJ to make it “Like it never even happened.”

Have Storm or Flood Damage?

6/27/2019 (Permalink)

SERVPRO of Woodbury / Deptford, specializes in storm and flood damage restoration.  Our crews are highly trained and we use specialized equipment to restore your property to its pre-storm condition.

Faster Response

Since we are locally owned and operated, we are able to respond quicker with the right resources, which is extremely important. A fast response lessens the damage, limits further damage, and reduces the restoration cost.

Resources to Handle Floods and Storms

When storms hit Woodbury / Deptford, we can scale our resources to handle a large storm or flooding disaster. We can access equipment and personnel from a network of 1,650 Franchises across the country and elite Disaster Recovery Teams that are strategically located throughout the United States.

Have Storm or Flood Damage? Call Us Today SERVPRO of Woodbury/Deptford 856-686-0100

Steps to Take After a Storm

6/12/2019 (Permalink)

Storm damage can occur at any time and can cause an immense amount of harm to your home. Heavy rains can cause flooding and powerful winds can cause roof damage and downed trees on your property. Some post-storm damage can create safety and health hazards as well, so having a strategy such as SERVPRO’s® Ready Plan https://ready.SERVPRO.com/ to deal with damage will help you to be ready to take steps immediately after the storm.

Take Safety Precautions

Heavy winds and rain can create physical hazards such as collapsed roofing materials, window damage, collapsed walls or standing water in the basement or home interior. In addition, moisture can soak into furniture, carpeting, and building materials making the perfect environment for mold growth that can cause health issues. Shut off the main gas line if you smell gas. Beware of broken glass, exposed nails, and other sharp objects on the property. Contact SERVPRO® to help with the basic tasks to secure your property and make it safe to use. If necessary, arrange for an alternative place for you and your family to live while your property is being restored to safe living condition.

Photograph the Damage

If it is safe to move around your property, use your cellphone or a camera to photograph the damage so that you will have a record for your insurance company. This action will ensure that you are fully compensated.

Contact Your Insurance Company

Contact your insurance agent to notify them about the damage to your home immediately. The company will send out an adjustor to determine the extent of the damage so that payment for repairs can be made.

Look Into Federal Disaster Assistance

The federal government may have declared the area affected by the storm as a disaster area that is eligible for low-cost loans to help restore your property to normal. You will be required to file documents to receive these loans.

When a storm-related disaster strikes, it may seem overwhelming, but these steps can help you to begin the process of restoring your home, and your life, to normal. SERVPRO®, provides 24-hour emergency disaster service. We specialize in the stabilization and restoration of homes and businesses that have suffered small or large loss from water, flood, wind, storm, fire damage, and smoke disaster.

WaterWhen Storms or Floods hit Woodbury / Deptford, SERVPRO is ready!

9/26/2018 (Permalink)

SERVPRO of Woodbury / Deptford, specializes in storm and flood damage restoration.  Our crews are highly trained and we use specialized equipment to restore your property to its pre-storm condition.

Faster Response

Since we are locally owned and operated, we are able to respond quicker with the right resources, which is extremely important. A fast response lessens the damage, limits further damage, and reduces the restoration cost.

Resources to Handle Floods and Storms

When storms hit Woodbury / Deptford, we can scale our resources to handle a large storm or flooding disaster. We can access equipment and personnel from a network of 1,650 Franchises across the country and elite Disaster Recovery Teams that are strategically located throughout the United States.

Have Storm or Flood Damage? Call Us Today SERVPRO of Woodbury/Deptford 856-686-0100

Sump Pumps

9/18/2018 (Permalink)

The problem is that Sump Pumps fail all the time. While it’s not to say that we have a fool-proof method for preventing 100% of failures, there are certainly some tips you can follow to better your chances of a properly working sump pump.

For years, sump pumps have been a pretty common fixture in homes, especially in lower-level areas of the country or in places where the rapid melting of heavy snow can cause flooded basements. The popularity of sump pumps have grown exponentially in the past couple decades, largely in part to a legal amendment to the US Federal Clean Water Act in 1987 that requires certain homes to have a sump pump, even if they are not necessarily high-risk for floods.

The American Society of Home Inspectors actually did a study that showed more than 60% of American homes suffer from underground wetness or water damage. And there’s a liklihood that an ever large percentage will deal with a flooded basement at some point. Something we often talk about with roofing in terms of moisture also applies here. It doesn’t always take a large amount of water to create a large amount of issues. In roofing, we talk about roof leaks going into the home which aren’t uncommon for a faulty roof after a big rain storm. But just as problematic – or sometimes even worse – are the small leaks that get into the attic and aren’t noticed until well after a huge mold problem has been created. Same goes for moisture in the lower levels of your home. It doesn’t take a huge flood to cause thousands of dollars in damage. It takes very little standing water and very little time for mold and mildew to take over and create problems.

Proper maintenance is the key. Ugh, more maintenance! Here we are telling you to maintain your roof, now we’re telling you about your sump pump. Really, though, maintenance is a great thing. It’s much cheaper than a huge repair and it drastically increases the life of your equipment.

There is no definitive “lifetime” of a sump pump. Most last anywhere from 3-20 years. That’s a pretty big window. The  UD Dept of housing estimates the average life expectancy at 10 years. In my opinion, 10-15 years is pretty reasonable for a pump that goes through regular maintenance.

First, let’s talk about how a sump pump works.

The basics are pretty simple. A hole is dug in the lowest part of your basement or crawlspace where a sump pump sits and filters out water. As the pit fills up, the pump turns on and moves the liquid out of the pit through pipes that run away from the foundation of your home into an area where it can drain, such as a municipal storm drain or a dry well. A one-way valve (check valve) keeps water from entering back into the home.

The pump is generally powered with no special wiring; just your main household current. But being near water, or in water (in case of a failure), it’s a good idea to have some type of circuit interrupter to prevent electrocution.

The majority of residential sump pumps will turn on automatically from a pressure sensor or float activator. The pressure sensor activates as water builds up and creates more pressure than air which prompts the pump to turn on. The float activator has a ball that floats on top of the water, moving the arm as the water level rises – similar to the one in your toilet tank.

When the motor activates, the impeller (a fan-like device) will turn. Using centrifugal force, the spinning impeller will force the water towards the sides of the pipe, creating a low-pressure center where water from the pit rushes to while the spinning action pushes it through the pipe.

All of these things work together to keep your home dry. And for the most part, everything tends to go smoothly. But there’s a lot of parts working together and if one thing quits working, or some type of outside force comes in and causes disruption, things can get back quickly.

7 Things that Cause Sump Pump Failure

1. Power Failure

The most common cause for sump pump failure is an electrical power outage. To prevent this, have a backup generator that can be manually activated. In the case that your primary pump mechanically fails, though, a generator cannot help in this situation. But in the event of a storm where the power is knocked out for any length of time, a backup generator can be a lifesaver.

On the same topic of power, some components of the sump pump may be vulnerable to damage from power surges. To prevent this, protect the entire electrical system from power surges with a service entrance surge protection device.

2. The Sump Pump is the Wrong Size

If you have an incorrectly sized pump, or if the pump is not installed properly, there will most likely be a problem. A small sump pump is often just as effective as a big one. When a sump pump is too big, the pump is forced to work harder, resulting in a shorter product lifespan. But if it’s too small, it may not be able to adequately pump out the water – again resulting in a shorter lifespan.

3. Improper Installation

Installing a sump pump must be done exactly right. Manufacturer’s instructions must be followed carefully for the installation in order to avoid severe water damage down the road. Most manufacturers recommend or require a check valve to be installed on the discharge line. If not installed, the back-flow of water can cause the pump impeller to rotate backwards and unscrew off the motor shaft. In this scenario, you will still hear the pump motor running, but it would not be pumping any water.

Most manufacturers require the drilling of a small air relief hole in the discharge line between the pump and the check valve which is intended to prevent the pump from having to overcome the air pressure in the discharge pipe. The discharge pipe must be of the required diameter.

Lastly, the sump pump pit should not be set in dirt or gravel. This causes debris to enter into your pump and can result in interference with the pump’s on/off switch or float arm.

4. Switch Problems

The leading mechanical cause of sump pump problems is a switch problem. This occurs when the pump shifts from its position inside the basin, rendering the float ineffective. Float is responsible for the smooth operation of the on/off switch. Your sump pump relies on both the switch and the float arm mechanisms to operate effectively.

5. Lack of Maintenance

Some pump manufacturers recommend the pump to be run every 2-3 months. Some recommend a yearly program completed just before the rainy season hits.

Here are some additional manufacturer recommendations:

  • If there is a back-up pump, unplug the primary pump and run the back-up pump to make sure it works properly
  • When testing your sump pump, go outside to make sure it is discharging water
  • Sometimes the pump can run but not pump any water. This means the impeller has disengaged from the pump shaft or the check valve is installed backwards.
  • Check the operation of the float to make sure it is not restricted
  • Clean out the air hole in the discharge line
  • Listen for any unusual noises when the motor is running
  • Replace the battery on the back-up sump pump every 2 or 3 years

6. Frozen or Clogged Discharge Lines

If water cannot exit your home through the discharge line, your system will not work. It is important to keep the discharge pipe protected from freezing and free of sticks, dirt, rocks and other debris. Protecting the water’s exit point of the discharge pipe will keep debris and animals out of the system, making it optimal for your sump pump.

Grated covering will not stop the lines from freezing or becoming blocked by ice and snow. A special grated discharge line attachment should help; it is placed near your home on the discharge line. It includes openings that give water a way to flow out of the pipe if the line is blocked further down.

7. Product Defect

Though rare, product defect is always a possibility and does happen. It is wise to test the pump when it is initially installed to make sure the pump operates properly.

It’s All About the Maintenance

Don’t get me wrong, you cannot avoid all of these problems with maintenance. Let’s be honest – it’s a mechanical piece of equipment and mechanical pieces of equipment fail. It happens. But there’s no doubt that you can avoid many of these issues, and give a longer lifespan to the equipment by performing regular maintenance.

At the very least, follow these maintenance tips once per year. Some experts will even recommend that you do this every 2 months. Quarterly maintenance is probably the norm. It takes just a few minutes and can avoid some serious pains in the future.

  • A vinegar solution can be run through the sump pump in order to clean it
  • The pump will become free from tiny particles and debris which will allow the pump to run much cleaner
  • This can be done by the homeowner and unless there is a serious problem, then you may need to call a professional.
  • Make sure the sump pump’s float switch is not restricted in any way. If it is, it will cause the sump pump to not automatically kick on in case of a flood
  • Lastly, clean all vents and air holes for maximum effectiveness

That’s it. Maintenance is super easy and keeps your home protected from water damage. Make this a part of your regular home improvement plan and you’ll surely save some money in your pocket by either putting off the purchase of a replacement sump pump for several years, or by avoiding a costly water damage project.

Hurricane Checklist, Be Prepared, Stay Safe

9/7/2018 (Permalink)

Blog | SERVPRO Franchise Website Administration

In many cleaning and restoration situations, immediate action is needed. With over 1,700 U.S. and Canadian Franchise locations, SERVPRO is strategically positioned to be faster to any size emergency.

An immediate response helps to minimize the damage and the cleaning and restoration costs.

Water is particularly invasive, quickly spreading throughout your property and being absorbed into floors, walls, furniture, etc. SERVPRO Franchise Professionals arrive quickly and start the water extraction process almost immediately.

Water Damage Timeline

Within Minutes:

  • Water quickly spreads throughout your property, saturating everything in its path.
  • Water is absorbed into walls, floors, upholstery, and belongings.
  • Furniture finishes may bleed, causing permanent staining on carpets.
  • Photographs, books, and other paper goods start to swell and warp.

Hours 1 - 24:

  • Drywall begins to swell and break down.
  • Metal surfaces begin to tarnish.
  • Furniture begins to swell and crack.
  • Dyes and inks from cloth and paper goods spread and stain.
  • A musty odor appears.

48 Hours to 1 Week:

  • Mold and mildew may grow and spread.
  • Doors, windows, and studs swell and warp.
  • Metal begins to rust and corrode.
  • Furniture warps and shows signs of mold.
  • Paint begins to blister.
  • Wood flooring swells and warps.
  • Serious biohazard contamination is possible.

More Than 1 Week:

  • Restoration time and cost increase dramatically; replacing contaminated materials and structural rebuilding may be extensive.
  • Structural safety, mold growth, and biohazard contaminants pose serious risks to occupants.

Water Damage

8/29/2018 (Permalink)

Water damage is the No. 1 culprit that weakens your home's foundation, the very core that holds your house together. Water damage hits at the core strength of your house, eventually causing serious structural damage. Damp woods invites termites and carpenter ants; plus, it causes mold and mildew. Here's how to prevent water damage using three easy strategies that will give your peace of mind the next time heavy storms hit.

  • Ensure Good Drainage
    • Clean your gutters.
  • Test Your Sump Pump
    • Check your sump pump once a year.
  • Fix Water Leaks
    • Repair any noticeable dripping pipes.
    • Check for dark spots under pipes & on ceilings.

Contact your local SERVPRO of Woodbury/Deptford  @ 856-686-0100 to restore your water damaged home "Like it never even happened."

The National Flood Insurance Program

6/27/2018 (Permalink)

The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically. Signup to receive email updates.

I don't have flood insurance--Why do I need it?

FACT: Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year.

FACT: Homeowners and renters insurance does not typically cover flood damage.

FACT: Floods can happen anywhere--More than 20 percent of flood claims come from properties outside the high risk flood zone.

FACT: Most federal disaster assistance comes in the form of low-interest disaster loans from U.S. Small Business Administration (SBA) and you have to pay them back. FEMA offers disaster grants that don't need to be paid back, but this amount is often much less than what is needed to recover. A claim against your flood insurance policy could and often does, provide more funds for recovery than those you could qualify for from FEMA or the SBA--and you don't have to pay it back.

FACT: You may be required to have flood insurance. Congress has mandated federally regulated or insured lenders to require flood insurance on mortgaged properties that are located in areas at high risk of flooding. But even if your property is not in a high risk flood area, your mortgage lender may still require you to have flood insurance.

Flood insurance helps more: Check out your state's flood history with FEMA's interactive data visualization tool. Roll your cursor over each county to see how many flooding events have happened. The tool allows you to compare how much FEMA and the U.S. Small Business Administration have provided in terms of federal disaster aid after Presidential Disaster Declarations to the amount the National Flood Insurance program has paid to its policyholders. It's easy to see that having flood insurance provides a lot more help for recovery.

Who can buy flood insurance?

If you are a renter or homeowner (residential policy); or business owner (non-residential policy) and your property is located in a NFIP-participating community, you can purchase a policy. Contact your insurance agent to find out if your community participates in the National Flood Insurance Program.

Flood insurance from the NFIP is only available in participating communities. Ask your agent if your state and community participate, or look it up online

Did you know? An elevated home, with a first floor elevated 3 feet above the base ­flood elevation, can expect to save 60 percent or more on annual ­flood insurance premiums.

Did you know? Elevating just one foot above the Base Flood Elevation often results in a 30% reduction in annual premiums.

What to do when a storm hits

6/12/2018 (Permalink)

When a storm hits unexpectedly and the damage is all around you, you can be confused on what to do.  Knowing in advance what to do " just in case"

Knowing what your insurance covers in the event of a flood or fire.

Knowing who to call is an important thing to know, you want to get someone reliable, trustworthy, and  able to answer your questions and concerns. 

Using SERVPRO's ERP (Emergency Ready Program) you will be ready for whatever may arise.  With emergency phone contacts, to where emergency shut offs are located.  This information is stored safely so when you need to access it can be accessed for the information you will need to help get things started.

This service is free and is for either business or personal use.  Please contact SERVPRO of Woodbury/Deptford 856-686-0100 for more information.

Storm Team

6/8/2018 (Permalink)

Woodbury/Deptford storm team was assisting with the recent storm damage in Virginia and Maryland. We are so proud of our team for dealing with the grueling long days and getting everything dried up for our customers dealing with the storms.  I am so glad you made it back safely and appreciate all that you did for them.

Woodbury/Deptford is Storm Ready

5/21/2018 (Permalink)

Storms occur with little warning and can be especially devastating, so you’ll need the company that you can trust to rise to the occasion. Regardless of the type of storm, SERVPRO of Woodbury/Deptford Professionals can handle any size disaster. During catastrophic storms and major events, our storm team  can respond quickly.

SERVPRO of Woodbury/Deptford's storm team is in Virginia, volunteering in  assisting those that have been affected by the storms that have wreaked havoc on several areas.  We wish them a safe journey and an even  safer return home.

80 percent of Property Owners lack flood insurance, Flood damage in Woodbury NJ, Flood damage in Westville NJ, Flood Insurance,

9/25/2017 (Permalink)

80 percent of Property Owners lack flood insurance, Flood damage in Woodbury NJ, Flood damage in Westville NJ, Flood Insurance,

The vast majority of homeowners in the area devastated by Hurricane Harvey lack flood insurance, leaving many who escaped the storm with little financial help to rebuild their homes and lives.

“I wish I had flood insurance now,” lamented Leroy Moore, a 58-year-old whose home in Northeast Houston filled with water. He cancelled his flood policy when it grew too expensive. He and his wife were rescued from the rising waters on Sunday by National Guard troops and are now sleeping in a church. “When it's a choice to make between things and life, sometimes you've just got to let the things go and hang on to life.”

Regular home insurance covers wind damage but not flooding. Homeowners have to purchase separate flood insurance policies from the government-run National Flood Insurance Program, which will end in late September unless Congress renews it. In Texas, the average cost for a NFIP plan is $500 a year, but it can rise to more than $2,000 for homes inside a floodplain.

Only 17 percent of homeowners in the eight counties most directly affected by Harvey have flood insurance policies, according to a Washington Post analysis of Federal Emergency Management Agency data. When disaster hits, the policies cover up to $250,000 in rebuilding costs and $100,000 to replace personal belongings such as TVs and furniture.

Everyone else who loses their home to flooding will be dependent on private charity and government aid, especially grants from Federal Emergency Management Agency.

But FEMA's help is a poor substitute for flood insurance: The grants, intended to help residents rebuild homes and cover hotel stays until permanent housing is available, are capped at $33,300. Most receive significantly less. Funds will be even tighter if Congress doesn't provide additional emergency funding for Texas soon.

To get a grant, “FEMA has to believe your house is damaged so substantially that there’s no area in your house you can live in,” says Saundra Brown, a lawyer whose home in Houston was flooded. She spoke to The Washington Post while removing drywall to prevent mold. Her advice is to take photos of everything.

 

President Trump vowed “very rapid action” to help victims, but aid is usually slow to arrive, particularly in a large-scale disaster that strains FEMA's capacity to inspect and assess all the damaged homes.

Brown has seen firsthand just how long FEMA can take. She heads up Lone Star Legal Aid's disaster response unit, a group of lawyersthat assists low-income clients, including helping them to get FEMA money. Some of her clients were fighting with FEMA for months after the smaller storms that deluged Houston with rain in 2015 and 2016.

“It’s not like the government comes in with big buckets of cash and just hands it out,” says Robert Meyer, a professor and co-director of the University of Pennsylvania's Risk Management Center, which studies natural disaster response. “People who don't have insurance may have to abandon their homes.”

Moore and his wife were sitting in the First Baptist Church in North Houston trying to comprehend how quickly everything they worked for was ruined by a horrendous storm. The couple fled the home they'd owned for 32 years with just the clothes on their backs.

Moore, a forklift driver, used to buy flood insurance from the government when it cost $200 a year, but he says the premium rose above $300, so he stopped. His home had never flooded before Harvey until now.

“I've been in Houston all my life … I've never seen it like this,” Moore said, looking around the room at so many other families in the same situation.

Losing a home without insurance compensation is financially devastating. A home is the most valuable financial asset that many middle-class Americans have. The median home value in Harris County, where Houston is located, is $138,000, according to the U.S. Census. A total loss could delay retirement or force people into bankruptcy. Even if they can rebuild, it's unlikely the home will be worth as much if it is now marked as prone to flooding.

Legally, homeowners in places that FEMA designates as “high-risk” flood areas are supposed to have the insurance, but the rule isn't tightly enforced. Across the country, only 12 percent of homeowners have flood insurance, according to the Insurance Information Institute. The rate is a bit higher in Texas, Louisiana and Florida, but even in those coastal areas, only about 20 percent get it.

The best hope for those who don't get much FEMA aid is a low-interest government loan.“The largest vehicle for disaster recovery isn’t FEMA grants; it’s Small Business Administration disaster loans,” says Brown. Some businesses and charities in the Houston area are already offering aid and cheap loans up to about $10,000.

“Nothing like this has happened before in Houston. Individuals and businesses are all trying to help,” says Yuvette Chou, a 41-year-old who didn't have flood insurance and was trying to stay positive. She spent Sunday sitting with her husband on the stairs watching water seep into their home for the first time ever. Her employerhas already reached out to offer a low-cost loan. “I've learned my lesson.”

Houston, with 2.3 million residents, is America's fourth-largest city. It's the country's energy hub, and it has thrived thanks to the shale gas boom. In total, nearly 6 million people live in the eight counties most affected by the storm. One of the biggest concerns for the economy is whether people will leave after Harvey. Katrina demonstrated what such a storm can do to a major American city. New Orleans lost half its population in the year after Katrina struck.

Wind damage in Swedesboro NJ, Wind Damage in Sewell NJ,

9/18/2017 (Permalink)

Wind damage in Swedesboro NJ, Wind Damage in Sewell NJ,

Q: Am I required to have homeowners insurance?

A: It is always smart to have a good homeowners insurance policy, even if you don't owe any money on your home. If you have a mortgage, home equity loan, or use your home as collateral, your lender will require you to maintain insurance.

Q: Are all homeowners insurance policies the same?

A: There are many different types of insurance policies. Levels of coverage, exclusions and limits of liability vary greatly. Some policies provide basic coverage, while others offer broad coverage and high levels of protection.

Q: Does my homeowners insurance cover all types of storm damage?

A: It depends on your policy. Most homeowners insurance policies cover storms including hail, tornado and wind damage. But, floods and earthquakes usually require additional coverage. It is always smart to check your policy to see exactly what is covered.

Q: Is replacement cost the same as the sale price of my home?

A: Not necessarily. The replacement cost is the actual cost to rebuild your home in the event it is completely destroyed, which may be more or less than the market value, or sale price.

Q: What does a homeowners insurance policy cover?

A: Homeowners insurance covers the repair or replacement of your home and its contents up to defined limits. Your policy may also include a liability policy, which protects you in the event someone is injured on your property due to your negligence.

Q: What are the various types of coverage included in a homeowners policy?

A: To determine the types of coverage you have, check the declarations page of your insurance policy. Types of coverage are as follows:

  • Coverage A - Damage to your home
  • Coverage B - Damage to other structures including garage, deck or swimming pool
  • Coverage C - Loss or damage to the contents of your home
  • Coverage D - Loss of use in case your home is not inhabitable
  • Coverage E - Personal liability to third parties
  • Coverage F - Medical payments to third parties

Q: Who pays for living expenses when my home is being repaired after a storm?

A: Your insurance company will pay for loss of use, in the case that your home is uninhabitable after it has been damaged by a storm, up to applicable limits.

Q: Does my policy cover tornado, wind and hail damage?

A: Most standard homeowners insurance policies cover damage done by tornado, windstorms and hailstorms. Check your policy for limits and details.

Q: What is not covered by homeowners insurance?

A: Earthquakes, floods and other named exclusions and usually require separate coverage. Normal wear and tear and poor maintenance is not covered by insurance.

Q: Will my insurance cover the cost of tree removal after a severe storm?

A: Most policies cover the cost of tree removal after a storm, however, you should check your policy. Some insurance companies require a separate tree removal policy.

Q: Will my homeowners insurance cover damage to cars on my property?

A: No. Damage to your car is not covered by your homeowners policy, even if a tree on your property falls and damages your car. Damage to your car is covered by your comprehensive auto insurance policy.

Q: If I file a storm damage claim, will my premiums go up?

A: Most states prohibit insurance companies canceling your coverage or singling you out for a rate increase due to an Act of God damage claim.

Q: Will my homeowners policy cover earthquake damage?

A: Not unless your policy specifically includes coverage for earthquakes. In most cases you'll need a separate insurance policy to cover earthquake and flood damage.

What are damaging winds?

Damaging winds are often called “straight-line” winds to differentiate the damage they cause from tornado damage. Strong thunderstorm winds can come from a number of different processes. Most thunderstorm winds that cause damage at the ground are a result of outflow generated by a thunderstorm downdraft. Damaging winds are classified as those exceeding 50-60 mph.

Are damaging winds really a big deal?

Damage from severe thunderstorm winds account for half of all severe reports in the lower 48 states and is more common than damage from tornadoes. Wind speeds can reach up to 100 mph and can produce a damage path extending for hundreds of miles.

Who is at risk from damaging winds?

Since most thunderstorms produce some straight-line winds as a result of outflow generated by the thunderstorm downdraft, anyone living in thunderstorm-prone areas of the world is at risk for experiencing this hazard.

People living in mobile homes are especially at risk for injury and death. Even anchored mobile homes can be seriously damaged when winds gust over 80 mph.

Types of Damaging Winds

Straight-line wind is a term used to define any thunderstorm wind that is not associated with rotation, and is used mainly to differentiate from tornadic winds.

downdraft is a small-scale column of air that rapidly sinks toward the ground.

downburst is a result of a strong downdraft. A downburst is a strong downdraft with horizontal dimensions larger than 4 km (2.5 mi) resulting in an outward burst of damaging winds on or near the ground. (Imagine the way water comes out of a faucet and hits the bottom of the sink.) Downburst winds may begin as a microburst and spread out over a wider area, sometimes producing damage similar to a strong tornado. Although usually associated with thunderstorms, downbursts can occur with showers too weak to produce thunder. 

microburst is a small concentrated downburst that produces an outward burst of damaging winds at the surface. Microbursts are generally small (less than 4km across) and short-lived, lasting only 5-10 minutes, with maximum windspeeds up to 168 mph. There are two kinds of microbursts: wet and dry. A wet microburst is accompanied by heavy precipitation at the surface. Dry microbursts, common in places like the high plains and the intermountain west, occur with little or no precipitation reaching the ground. 

gust front is the leading edge of rain-cooled air that clashes with warmer thunderstorm inflow. Gust fronts are characterized by a wind shift, temperature drop, and gusty winds out ahead of a thunderstorm. Sometimes the winds push up air above them, forming a shelf cloud or detached roll cloud.

derecho is a widespread, long-lived wind storm that is associated with a band of rapidly moving showers or thunderstorms. A typical derecho consists of numerous microbursts, downbursts, and downburst clusters. By definition, if the wind damage swath extends more than 240 miles (about 400 kilometers) and includes wind gusts of at least 58 mph (93 km/h) or greater along most of its length, then the event may be classified as a derecho.

Hurricane Checklist, Be Prepared, Stay Safe, SERVPRO, Westville NJ, water damage in Woodbury NJ,

9/6/2017 (Permalink)

Hurricane Checklist, Be Prepared, Stay Safe, SERVPRO, Westville NJ, water damage in Woodbury NJ,

Hurricane Checklist, Be Prepared, Stay Safe, SERVPRO, Westville NJ, water damage in Woodbury NJ, 

A Fast Response Is Crucial

In many cleaning and restoration situations, immediate action is needed. With over 1,700 U.S. and Canadian Franchise locations, SERVPRO is strategically positioned to be faster to any size emergency.

An immediate response helps to minimize the damage and the cleaning and restoration costs.

Water is particularly invasive, quickly spreading throughout your property and being absorbed into floors, walls, furniture, etc. SERVPRO Franchise Professionals arrive quickly and start the water extraction process almost immediately.

Water Damage Timeline

Within Minutes:

  • Water quickly spreads throughout your property, saturating everything in its path.
  • Water is absorbed into walls, floors, upholstery, and belongings.
  • Furniture finishes may bleed, causing permanent staining on carpets.
  • Photographs, books, and other paper goods start to swell and warp.

Hours 1 - 24:

  • Drywall begins to swell and break down.
  • Metal surfaces begin to tarnish.
  • Furniture begins to swell and crack.
  • Dyes and inks from cloth and paper goods spread and stain.
  • A musty odor appears.

48 Hours to 1 Week:

  • Mold and mildew may grow and spread.
  • Doors, windows, and studs swell and warp.
  • Metal begins to rust and corrode.
  • Furniture warps and shows signs of mold.
  • Paint begins to blister.
  • Wood flooring swells and warps.
  • Serious biohazard contamination is possible.

More Than 1 Week:

  • Restoration time and cost increase dramatically; replacing contaminated materials and structural rebuilding may be extensive.
  • Structural safety, mold growth, and biohazard contaminants pose serious risks to occupants.

The National Flood Insurance Program, (NFIP), Flood Damage in Woodbury NJ, Water damage in Deptford NJ, Flood damage in Woodbury NJ,

8/29/2017 (Permalink)

The National Flood Insurance Program, (NFIP), Flood Damage in Woodbury NJ, Water damage in Deptford NJ, Flood damage in Woodbury NJ,

The National Flood Insurance Program, (NFIP), Flood Damage in Woodbury NJ, Water damage in Deptford NJ, Flood damage in Woodbury NJ,

The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations. These efforts help mitigate the effects of flooding on new and improved structures. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically. Signup to receive email updates.

I don't have flood insurance--Why do I need it?

FACT: Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year.

FACT: Homeowners and renters insurance does not typically cover flood damage.

FACT: Floods can happen anywhere--More than 20 percent of flood claims come from properties outside the high risk flood zone.

FACT: Flood insurance can pay regardless of whether or not there is a Presidential Disaster Declaration.

FACT: Most federal disaster assistance comes in the form of low-interest disaster loans from U.S. Small Business Administration (SBA) and you have to pay them back. FEMA offers disaster grants that don't need to be paid back, but this amount is often much less than what is needed to recover. A claim against your flood insurance policy could and often does, provide more funds for recovery than those you could qualify for from FEMA or the SBA--and you don't have to pay it back.

FACT: You may be required to have flood insurance. Congress has mandated federally regulated or insured lenders to require flood insurance on mortgaged properties that are located in areas at high risk of flooding. But even if your property is not in a high risk flood area, your mortgage lender may still require you to have flood insurance.

Flood insurance helps more: Check out your state's flood history with FEMA's interactive data visualization tool. Roll your cursor over each county to see how many flooding events have happened. The tool allows you to compare how much FEMA and the U.S. Small Business Administration have provided in terms of federal disaster aid after Presidential Disaster Declarations to the amount the National Flood Insurance program has paid to its policyholders. It's easy to see that having flood insurance provides a lot more help for recovery.

Who can buy flood insurance?

If you are a renter or homeowner (residential policy); or business owner (non-residential policy) and your property is located in a NFIP-participating community, you can purchase a policy. Contact your insurance agent to find out if your community participates in the National Flood Insurance Program.

Flood insurance from the NFIP is only available in participating communities. Ask your agent if your state and community participate, or look it up online

Did you know? An elevated home, with a first floor elevated 3 feet above the base ­flood elevation, can expect to save 60 percent or more on annual ­flood insurance premiums.

Did you know? Elevating just one foot above the Base Flood Elevation often results in a 30% reduction in annual premiums.

Sump Pump Failure in Woodbury NJ, Flood Damage in Woodbury NJ, 7 Causes of Sump Pump Failure and What to Do

6/19/2017 (Permalink)

Sump Pump Failure in Woodbury NJ, Flood Damage in Woodbury NJ, 7 Causes of Sump Pump Failure and What to Do

Sump Pump Failure in Woodbury NJ, Flood Damage in Woodbury NJ, 7 Causes of Sump Pump Failure and What to Do

The problem is that Sump Pumps fail all the time. While it’s not to say that we have a fool-proof method for preventing 100% of failures, there are certainly some tips you can follow to better your chances of a properly working sump pump.

For years, sump pumps have been a pretty common fixture in homes, especially in lower-level areas of the country or in places where the rapid melting of heavy snow can cause flooded basements. The popularity of sump pumps have grown exponentially in the past couple decades, largely in part to a legal amendment to the US Federal Clean Water Act in 1987 that requires certain homes to have a sump pump, even if they are not necessarily high-risk for floods.

The American Society of Home Inspectors actually did a study that showed more than 60% of American homes suffer from underground wetness or water damage. And there’s a liklihood that an ever large percentage will deal with a flooded basement at some point. Something we often talk about with roofing in terms of moisture also applies here. It doesn’t always take a large amount of water to create a large amount of issues. In roofing, we talk about roof leaks going into the home which aren’t uncommon for a faulty roof after a big rain storm. But just as problematic – or sometimes even worse – are the small leaks that get into the attic and aren’t noticed until well after a huge mold problem has been created. Same goes for moisture in the lower levels of your home. It doesn’t take a huge flood to cause thousands of dollars in damage. It takes very little standing water and very little time for mold and mildew to take over and create problems.

Proper maintenance is the key. Ugh, more maintenance! Here we are telling you to maintenance your roof, now we’re telling you about your sump pump. Really, though, maintenance is a great thing. It’s much cheaper than a huge repair and it drastically increases the life of your equipment.

There is no definitive “lifetime” of a sump pump. Most last anywhere from 3-20 years. That’s a pretty big window. The US Department of Housing and Development estimates the average life expectancy at 10 years. In my opinion, 10-15 years is pretty reasonable for a pump that goes through regular maintenance.

First, let’s talk about how a sump pump works.

The basics are pretty simple. A hole is dug in the lowest part of your basement or crawlspace where a sump pump sits and filters out water. As the pit fills up, the pump turns on and moves the liquid out of the pit through pipes that run away from the foundation of your home into an area where it can drain, such as a municipal storm drain or a dry well. A one-way valve (check valve) keeps water from entering back into the home.

The pump is generally powered with no special wiring; just your main household current. But being near water, or in water (in case of a failure), it’s a good idea to have some type of circuit interrupter to prevent electrocution.

The majority of residential sump pumps will turn on automatically from a pressure sensor or float activator. The pressure sensor activates as water builds up and creates more pressure than air which prompts the pump to turn on. The float activator has a ball that floats on top of the water, moving the arm as the water level rises – similar to the one in your toilet tank.

When the motor activates, the impeller (a fan-like device) will turn. Using centrifugal force, the spinning impeller will force the water towards the sides of the pipe, creating a low-pressure center where water from the pit rushes to while the spinning action pushes it through the pipe.

All of these things work together to keep your home dry. And for the most part, everything tends to go smoothly. But there’s a lot of parts working together and if one thing quits working, or some type of outside force comes in and causes disruption, things can get back quickly.

7 Things that Cause Sump Pump Failure

1. Power Failure

The most common cause for sump pump failure is an electrical power outage. To prevent this, have a backup generator that can be manually activated. In the case that your primary pump mechanically fails, though, a generator cannot help in this situation. But in the event of a storm where the power is knocked out for any length of time, a backup generator can be a lifesaver.

On the same topic of power, some components of the sump pump may be vulnerable to damage from power surges. To prevent this, protect the entire electrical system from power surges with a service entrance surge protection device.

2. The Sump Pump is the Wrong Size

If you have an incorrectly sized pump, or if the pump is not installed properly, there will most likely be a problem. A small sump pump is often just as effective as a big one. When a sump pump is too big, the pump is forced to work harder, resulting in a shorter product lifespan. But if it’s too small, it may not be able to adequately pump out the water – again resulting in a shorter lifespan.

3. Improper Installation

Installing a sump pump must be done exactly right. Manufacturer’s instructions must be followed carefully for the installation in order to avoid severe water damage down the road. Most manufacturers recommend or require a check valve to be installed on the discharge line. If not installed, the back-flow of water can cause the pump impeller to rotate backwards and unscrew off the motor shaft. In this scenario, you will still hear the pump motor running, but it would not be pumping any water.

Most manufacturers require the drilling of a small air relief hole in the discharge line between the pump and the check valve which is intended to prevent the pump from having to overcome the air pressure in the discharge pipe. The discharge pipe must be of the required diameter.

Lastly, the sump pump pit should not be set in dirt or gravel. This causes debris to enter into your pump and can result in interference with the pump’s on/off switch or float arm.

4. Switch Problems

The leading mechanical cause of sump pump problems is a switch problem. This occurs when the pump shifts from its position inside the basin, rendering the float ineffective. Float is responsible for the smooth operation of the on/off switch. Your sump pump relies on both the switch and the float arm mechanisms to operate effectively.

5. Lack of Maintenance

Some pump manufacturers recommend the pump to be run every 2-3 months. Some recommend a yearly program completed just before the rainy season hits.

Here are some additional manufacturer recommendations:

  • If there is a back-up pump, unplug the primary pump and run the back-up pump to make sure it works properly
  • When testing your sump pump, go outside to make sure it is discharging water
  • Sometimes the pump can run but not pump any water. This means the impeller has disengaged from the pump shaft or the check valve is installed backwards.
  • Check the operation of the float to make sure it is not restricted
  • Clean out the air hole in the discharge line
  • Listen for any unusual noises when the motor is running
  • Replace the battery on the back-up sump pump every 2 or 3 years

6. Frozen or Clogged Discharge Lines

If water cannot exit your home through the discharge line, your system will not work. It is important to keep the discharge pipe protected from freezing and free of sticks, dirt, rocks and other debris. Protecting the water’s exit point of the discharge pipe will keep debris and animals out of the system, making it optimal for your sump pump.

Grated covering will not stop the lines from freezing or becoming blocked by ice and snow. A special grated discharge line attachment should help; it is placed near your home on the discharge line. It includes openings that give water a way to flow out of the pipe if the line is blocked further down.

7. Product Defect

Though rare, product defect is always a possibility and does happen. It is wise to test the pump when it is initially installed to make sure the pump operates properly.

It’s All About the Maintenance

Don’t get me wrong, you cannot avoid all of these problems with maintenance. Let’s be honest – it’s a mechanical piece of equipment and mechanical pieces of equipment fail. It happens. But there’s no doubt that you can avoid many of these issues, and give a longer lifespan to the equipment by performing regular maintenance.

At the very least, follow these maintenance tips once per year. Some experts will even recommend that you do this every 2 months. Quarterly maintenance is probably the norm. It takes just a few minutes and can avoid some serious pains in the future.

  • A vinegar solution can be run through the sump pump in order to clean it
  • The pump will become free from tiny particles and debris which will allow the pump to run much cleaner
  • This can be done by the homeowner and unless there is a serious problem, then you may need to call a professional.
  • Make sure the sump pump’s float switch is not restricted in any way. If it is, it will cause the sump pump to not automatically kick on in case of a flood
  • Lastly, clean all vents and air holes for maximum effectiveness

That’s it. Maintenance is super easy and keeps your home protected from water damage. Make this a part of your regular home improvement plan and you’ll surely save some money in your pocket by either putting off the purchase of a replacement sump pump for several years, or by avoiding a costly water damage project.

Lightning and Thunderstorms in Deptford NJ, and Helping Your Pets Overcome the Fear of Them,

6/8/2017 (Permalink)

Lightning and Thunderstorms in Deptford NJ, and Helping Your Pets Overcome the Fear of Them,

Lightning and Thunderstorms in Deptford NJ, and Helping Your Pets Overcome the Fear of Them,




Storm phobia. You call it your worst nightmare. Either way, we all want the same thing: A calmer dog who doesn’t have to suffer the psychological damage done by booming thunder, wicked lightning and plummeting barometric pressures.



And it’s not just their psyche at risk. We all know that dogs are capable of doing serious damage to themselves during stormy times of the year. Fractured claws, lacerations, broken teeth and bruises are but a few consequences. I’ve even seen broken limbs and witnessed one dramatic case of deadly hit-by-car when a neighbor’s dog ran wildly into the street (so you know, they do this...thinking they’re fleeing the storm).



So how do you handle thunderstorm phobia?

Here are tips:



1. Handle it early on in your dog’s life

Does your dog merely quake and quiver under the bed when it storms outside? Just because he doesn’t absolutely freak, doesn’t mean he’s not suffering. Since storm phobia is considered a progressive behavioral disease, signs like this should not be ignored. Each successive thunderstorm season is likely to bring out ever-worsening signs of fear. It’s time to take action...NOW!



2. Don’t heed advice to let her “sweat it out” or not to “baby” her

I’ve heard many pet owners explain that they don’t offer any consolation to their pets because they don’t want to reinforce the “negative behavior” brought on by a thunderstorm. But a severe thunderstorm is no time to tell your dog to “buck up and get strong.” Fears like this are irrational (after all, she’s safe indoors). Your dog won’t get it when you punish her for freaking out. Indeed, it’ll likely make her anxiety worse. Providing a positive or distracting stimulus is more likely to calm her down.



3. Offer treats, cuddlings and other good stuff when storms happen

This method is best employed before the phobia sets in––as pups. Associating loud booms with treats is never a bad thing, right?



4. Let him hide...in a crate

Hiding (as in a cave) is a natural psychological defense for dogs. Getting them used to a crate as pups has a tremendous influence on how comfortable they are when things scare them. Having a go-to place for relaxing or hiding away is an excellent approach, no matter what the fear. Another approach to try, whether he’s a pup or not.



5. Get him away from the noise...and compete with it

Creating a comfy place (for the crate or elsewhere) in a room that’s enclosed (like a closet or bathroom) may help a great deal. Adding in a loud radio or white noise machine can help, too. Or how about soothing, dog-calming music? Not only does this approach muffle sounds, it also means pets can avoid the...



5. Electromagnetism

Though it may sound like Voo-doo, your dog can also become sensitized to the electromagnetic radiation caused by lightning strikes. One great way to shield your dog from these potentially fear-provoking waves is to cover her crate with a double layer of heavy-duty aluminum foil. Another method involves clothing her in a commercially available “Storm Defender” cape that does the same work. If she hides under the bed, consider slipping a layer of aluminum fold between the box-spring and mattress.



6. Desensitize him

Sometimes it’s possible to allay the fears by using thunderstorm sound CDs when it’s not raging outside. Play it at a low volume while plying him with positive stimuli (like treats and pettings). Increase the volume all the while, getting to those uncomfortable booming sounds over a period of weeks. It works well for some.



7. Ask your veterinarian about drugs

Sure, there’s nothing so unsavory as the need for drugs to relieve dogs of their fears, but recognize that some fears will not be amenable to any of these other ministrations without drugs. If that’s the case, talk to your vet about it––please.



8. Natural therapies can work

For severe sufferers there’s no doubt it’ll be hard to ask a simple flower essence to do all the heavy lifting, but for milder cases, Bach flower extracts (as in Rescue Remedy), lavender oil (in a diffuser is best) and/or “Dog Appeasing Pheromone” (marketed as D.A.P. in a diffuser, spray or collar) can help.



9. Consider seeing a board certified veterinary behaviorist

If nothing else works, your dog should not have to suffer. Seek out the advice of your veterinarian and, if you’ve gone as far as you have with him/her, consider someone with unique training in these areas––perhaps a board certified veterinary behaviorist.




4 Fast Facts About Hail Damage To Your Property, in Deptford, NJ

5/22/2017 (Permalink)

4 Fast Facts About Hail Damage To Your Property, in Deptford, NJ

A powerful storm system blew through a large swath of the nation’s midsection, spawning deadly tornadoes, blowing cars off roads and causing property damage, including from hail.


Here are some hail facts, according to the National Weather Service:


HOW IT FORMS


Inside thunderstorms are warm updrafts and cold downdrafts. When a water drop is lifted, it can carry to temperatures below 32 degrees, freeze and then fall. As it falls it can thaw as it moves into warmer air, where it can get picked up again by another updraft, returning it to cold air where it refreezes. With each trip above and below freezing, it adds a layer of ice before it ultimately falls to earth as hail.


HAIL SIZES (diameter)


Pea: 1/4 inch


Marble: 1/2 inch


Penny: 3/4 inch


Nickel: 7/8 inch


Quarter: 1 inch (hail at least quarter size is considered severe)


Pingpong ball: 11/2 inch


Golf ball: 13/4 inch


Tennis ball: 21/2 inches


Baseball: 23/4 inches


Grapefruit: 4 inches


Softball: 41/2 inches


BIGGEST EVER


The largest recorded hailstone in the U.S. was nearly as big as a volleyball and fell on July 23, 2010, in Vivian, South Dakota. It was 8 inches in diameter and weighed almost 2 pounds.


DAMAGE DONE


Hail causes about $1 billion damage to crops and property annually. A hailstorm that hit Kansas City on April 10, 2001, was the costliest ever in the U.S., causing about $2 billion damage.


If a strong storm roars through, you may find your siding damaged by hail and shingles that the wind ripped off the roof. Homeowners insurance typically covers wind damage. Coverage also usually includes damage from hail, wind-driven rain or snow that gets inside the home when a roof or wall is damaged due to wind. Most policies also offer some coverage for fallen trees that damage your home, provided the tree broke because of a storm or wind.


Be Prepared


While homeowners insurance may help provide protection against the unexpected, it's a good idea to be prepared ahead of time. Taking measures to help prevent or minimize damage from bad weather or a harsh winter may save you a lot of time, energy and money.

Storm Damage, Property Insurance Tips, Prevention, and Costs in Westville, NJ

5/17/2017 (Permalink)

Storm Damage, Property Insurance Tips, Prevention, and Costs, in Westville, NJ

When buying homeowners insurance there are several factors to consider. In areas where severe storms are common, it is especially important to understand the type of insurance policy you have, the limitations of your policy, what it covers and the types of storms for which you may not be covered.


Storm Damage Insurance Overview


Many homeowners have already experienced a severe hailstorm and witnessed the damage hail can cause to homes, automobiles, businesses and other property. When a hailstorm hits, it does the greatest amount of damage to the exterior of your home or property. Common types of damage caused by hail are: roof damage, siding damage, shingle damage, window damage and automobile damage.


Thunderstorms


Most standard homeowners policies, also known as HO-3 policies, cover both your home and its contents. Typically, you are covered against storm damage, theft, pet damage and some major disasters, such as tornadoes, hurricanes and hail.


Earthquakes and floods are usually not covered under most standard insurance policies and require a separate policy. Remember, home insurance policies do not cover poor maintenance or normal wear and tear, so it is a good idea to make sure your home is always properly maintained.


What to Do Before You Talk to an Insurance Agent


Before buying homeowners insurance, the first thing you need to determine is the replacement cost of your home. The replacement cost reflects the total cost to replace the structures on your property. This is typically different than the market value, or sales price of your home, which takes into account other factors including the value of your lot.


An easy way to figure out your replacement cost is to multiply the building cost per square foot of your home, with the number of total square feet. If you don't have a good sense of building costs for your area, any local contractor should be able to give you a good idea of average building costs in your area.


Once you know your replacement cost, you'll have a good idea of what your insured liability limit should be. Liability limit is the amount of coverage you have if something, such as a tornado or other serious storm, destroys your home. Most experts recommend liability limits equal to the replacement cost, so if your home is totally destroyed your insurance will cover the costs to restore or rebuild your home, including living expenses if you are unable to inhabit your home.


If you live in an area prone to flooding, make sure you obtain flood insurance, which is typically a separate policy. If you have questions about your coverage, check with your insurance agent and make sure you have a solid understanding of your coverage, especially as it relates to serious storm damage or other catastrophic losses.


In states where a severe tornado not only threatens your home and its contents, it is important to understand the difference between actual cash value insurance and replacement value insurance. Actual cash value insurance compensates you for the actual, depreciated value of the items in your home. So, if you have a TV that originally cost $500, but is now worth $100, your insurance will pay you $100 if it is destroyed.


For homeowners with expensive electronics, art, and other furnishings, replacement value insurance is a smart way to go. Replacement value pays you the full amount it would cost to replace a broken, damaged or missing item. So, if a storm destroys a $4,000 plasma TV inside your home, your insurance will cover the full $4,000 replacement value of your TV, and whatever else is damaged inside your home, minus the cost of your deductible, up to the limits of your policy. If you own very expensive individual items, such as original art, or valuable jewelry, you might consider insuring those items individually, under a separate policy.


Whatever type of insurance you choose, it's always wise to take an inventory of the items in your home. If your home is completely destroyed, you will not be able to remember all of the items you own, unless you have a detailed inventory and pictures of what is inside. It is always a good idea to store your inventory list and pictures in a separate, secure location, such as a bank safety deposit box. If you have a digital camera, take pictures and email them to yourself, along with your inventory list.


A deductible is the amount you are required to pay out of pocket before your insurance kicks in. Typically homeowners insurance deductibles range from $250 to over $1,000. So, if your home is damaged by a hailstorm and incurs $10,000 in damages and you have a $500 deductible, the insurance company will pay $9,500 towards your repairs. The higher your deductible, the lower your premium will be.


When deciding on a deductible, make sure it's an amount you can come up with easily, that won't create a financial strain or hardship. Some companies are now offering policies with high deductibles, including deductibles that are calculated as a percentage of your home's value. For example, if your home is worth $200,000 and you have a 2% deductible, you will have to come up with $4,000 before your insurance pays anything. While these types of policies can offer a lower premium, make sure you are able to cover the cost of the deductible, in case a severe storm or disaster hits your area.


Shopping for Homeowners Insurance


When shopping for a homeowners policy, it is smart to check out several different insurance companies. Different insurance companies offer a wide range of coverage levels, discounts and prices. Don't just shop the companies you know best, but search for the policy that works best for your situation. If you come across a policy that looks good, but is offered by a company you haven't heard of, it's easy to check out their background. Here are three websites you can use to investigate the financial strength of an insurance company:



When selecting a policy, start by researching your area. You'll want to have a firm understanding of the storm damage history of your neighborhood related to:



  • Hailstorms

  • Tornadoes

  • Wind Storms

  • Flooding

  • Earthquakes

  • Natural Disasters


Make sure the insurance policy you select adequately covers storms and natural disasters in your area. Watch out for insurance companies known for unfairly denying claims. Every year, the American Justice Association publishes a list of the 10 Worst Insurance Companies. If your insurance company is on the list and your insurance claim has been denied, make sure you connect with a reputable contractor with the experience to fight for your rights.


Saving Money on Homeowners Insurance


There are many factors insurance companies take into account when determining the price of your insurance premium. Some factors that affect the cost of your premium may include:



  • History of a severe storm or disaster in your area

  • Neighborhood crime levels

  • Quality of building materials in your home

  • Building costs in your area

  • Size and overall condition of your home

  • Distance from a fire station


You may be eligible for a discount on your insurance premium by making certain improvements to your home, which can add up to significant savings. The following list of improvements will not just result in savings, but will make your home safer as well.



  • Impact resistant roofing shingles

  • Shatterproof windows

  • Storm shutters

  • Reinforced tile or slate roof


Most states prohibit insurance companies from canceling your insurance policy or singling you out for a rate increase for filing a storm damage claim. If you live in an area with a high propensity for severe storms or other natural disasters, you should expect premiums to be higher.


Insurance companies can raise rates for everyone living in a storm prone area. If this is the case, your rate will increase whether or not you file an insurance damage claim. So, if your home has been damaged by a tornado, hailstorm, severe wind, or other type of natural disaster, it is in your best interest to file an insurance claim to pay for the damage. If you fail to file a claim, your increase in premium will pay for everyone's repairs except for yours.


If you have storm damage to your home or commercial building, then you may need to file an insurance claim.

black ice

1/10/2017 (Permalink)

black ice

 

Watch out for black ice

What is black ice?

Black ice is actually invisible ice that is almost totally transparent. It can easily catch drivers off-guard and cause crashes.

How and where does black ice form?

Black ice forms when the air temperature is warmer than pavement, which causes moisture to rapidly freeze and creates a thin, transparent layer of ice on the roadway.

What can I do to be safer?

  • Slow down on bridges, overpasses and tunnels, and in the early morning when the air temperature is rising faster than the pavement temperature
  • Avoid applying brakes on ice as it may cause a vehicle to skid
  • Do not use cruise control during winter driving conditions
  • Use a safe speed for winter driving conditions, regardless of the posted speed limit
  • Keep a safe stopping distance from the vehicle in front of you
  • Do not use a cell phone while driving and remember that texting is prohibited while driving in Minnesota
  • Keep both hands on the steering wheel, your eyes on the road and your attention on your driving

Snow stats

1/9/2017 (Permalink)

snow

The insurance industry estimates the Blizzard of March 2003 was the most expensive winter storm from snow and ice damage in New jersey history. The estimated price tag was at least $93.3 million from more than 28,000 claims filed ($119.7 million in 2014 dollars). Most of the larger carriers activated their emergency catastrophe teams who specialize in handling disaster claims. This estimate is for damage to homes and automobiles and excludes the large commercial building losses resulting from the blizzard.

The lion's share of the damage was the result of wet, heavy snow causing collapses to roofs, porches, awnings, carports and outbuildings. There was also significant damage from downed trees and limbs, along with claims for wind, snow melt leakage, food spoilage and out-of-pocket living expenses for people forced out of their home due to storm damage. Most of the vehicle damage was due to being crushed rather than weather-related accidents.

"One of the biggest factors that has impacted the high insurance price tag of this storm is the rising cost to fix and rebuild homes in this current building market," says Carole Walker, Executive Director of the Rocky Mountain Insurance Information Association. "The average cost per homeowner insurance claim is more than $3,500 and many homes were completely destroyed due to roof collapses and structural damage."

Looking for a Great Holiday Gift Idea? Give Your Family a Fire Safety Plan

12/21/2016 (Permalink)

Have a Happy & Safe Holiday from SERVPRO of

The holidays are approaching and many families are finalizing plans for elaborate meals, get-togethers with friends, and decorating with festive lights. Amidst all this planning, SERVPRO® of Woodbury / Deptford reminds homeowners that they may be overlooking the most important plan they can make—a fire safety plan.

 

With the holidays fast approaching, many families are making plans for delicious meals, hosting get-togethers and decorating their homes with festive decorations. SERVPRO of Woodbury / Deptford wants to remind homeowners not to overlook having a fire safety plan. Statistics show that cooking and candle fires during the holiday season peak during the holiday season1. Homeowners tend to focus on fire prevention precautions which is a great thing, but tend to forget about having a fire safety plan.  Families need to develop a fire safety plan and practice it regularly to help prevent a house fire from turning into a devastating tragedy.

 

Homeowners should follow these fire safety guidelines, developed by the ARC through their Home Fire Preparedness Campaign, to help minimize injury or loss of life due to a residential fire.

 

  1. Install theright number of smoke alarms2. Test them once a month and replace the batteries at least once a year.
  2. Teach childrenwhat smoke alarms sound like3 and what to do when they hear one.
  3. Ensure that all household members knowtwo ways to escape4 from every room of your home and know the family meeting spot outside of your home.
  4. Establish a family emergency communications plan and ensure all household members know who to contact if they cannot find one another.
  5. Practice escaping from your home at least twice a year. Press the smoke alarm test button or yell “Fire” to alert everyone they must get out.
  6. Make sure everyone knows how to call 9-1-1.
  7. Teach household members to STOP, DROP and ROLL if their clothes should catch on fire.

 

SERVPRO of Woodbury / Deptford wants to remind your family that fire prevention and fire safety planning are two very different things. Fire prevention planning helps control or eliminate the causes of a fire. Fire safety planning helps prevent injury and loss of life when a fire does break out. To protect your family and your property, you need both.

For more fire prevention and fire safety tips and information about fire and water damage restoration services, please