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Commercial Water Damage in Westville NJ, Flood Damage in Westville NJ, Water Damage in Woodbury, NJ

6/22/2017 (Permalink)

Commercial Commercial Water Damage in Westville NJ, Flood Damage in Westville NJ, Water Damage in Woodbury, NJ Commercial Water Damage in Westville NJ, Flood Damage in Westville NJ, Water Damage in Woodbury, NJ

Commercial Water Damage in Westville NJ, Flood Damage in Westville NJ, Water Damage in Woodbury, NJ,

Water damage describes a large number of possible losses caused by water intruding where it will enable attack of a material or system by destructive processes such as rotting of wood, growth, rusting of steel, de-laminating of materials such as plywood, and many others.

The damage may be imperceptibly slow and minor such as water spots that could eventually mar a surface, or it may be instantaneous and catastrophic such as flooding. However fast it occurs, water damage is a major contributor to loss of property.

An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy. Often the verbiage of this addendum is similar to "Sewer and Drain Coverage".

Those individuals who are affected by wide scale flooding may have the ability to apply for government and FEMA grants through the Individual Assistance program. On a larger level, businesses, cities, and communities can apply to the FEMA Public Assistance program for funds to assist after a large flood. For example, the city of Fond du Lac Wisconsin received $1.2 million FEMA grant after flooding in June 2008. The program allows the city to purchase the water damaged properties, demolish the structures, and turn the properties into public green space.

Causes

Water damage can originate by different sources such as a broken dishwasher hose, a washing machine overflow, a dishwasher leakage, broken/leaking pipes, and clogged toilets. According to the Environmental Protection Agency, 13.7% of all water used in the home today can be attributed to plumbing leaks.[3] On average that is approximately 10,000 gallons of water per year wasted by leaks for each US home. A tiny, 1/8-inch crack in a pipe can release up to 250 gallons of water a day.[4]According to Claims Magazine in August 2000, broken water pipes ranked second to hurricanes in terms of both the number of homes damaged and the amount of claims (on average $50,000 per insurance claim costs in the US. Experts suggest that homeowners inspect and replace worn pipe fittings and hose connections to all household appliances that use water at least once a year. This includes washing machines, dishwashers, kitchen sinks and bathroom lavatories, refrigerator ice makers, water softeners and humidifiers. A few US companies offer whole-house leak protection systems utilizing flow-based technologies. A number of insurance companies offer policy holders reduced rates for installing a whole-house leak protection system.

As far as insurance coverage is concerned, most damage caused by bad weather is considered flood damage and normally is not covered under homeowners insurance. Coverage for bad weather would usually require flood insurance.

Categories

Category 1 Water - Refers to a source of water that does not pose substantial threat to humans and classified as "clean water". Examples are broken water supply lines, tub or sink overflows or appliance malfunctions that involves water supply lines.

Category 2 Water - Refers to a source of water that contains a significant degree of chemical, biological or physical contaminants and causes discomfort or sickness when consumed or even exposed to. Known as "grey water". This type carries micro organisms and nutrients of micro organisms. Examples are toilet bowls with urine (no feces), sump pump failures, seepage due to hydrostatic failure and water discharge from dishwashers or washing machines.

Category 3 Water - Known as "black water" and is grossly unsanitary. This water contains unsanitary agents, harmful bacteria and fungi, causing severe discomfort or sickness. Type 3 category are contaminated water sources that affects the indoor environment. This category includes water sources from sewage, seawater, rising water from rivers or streams, ground surface water or standing water. Category 2 Water or Grey Water that is not promptly removed from the structure and or have remained stagnant may be re classified as Category 3 Water. Toilet back flows that originates from beyond the toilet trap is considered black water contamination regardless of visible content or color.

Classes

Class of water damage is determined by the probable rate of evaporation based on the type of materials affected, or wet, in the room or space that was flooded. Determining the class of water damage is an important first step, and will determine the amount and type of equipment utilized to dry-down the structure.[7]

Class 1 - Slow Rate of Evaporation. Affects only a portion of a room. Materials have a low permeance/porosity. Minimum moisture is absorbed by the materials.

Class 2 - Fast Rate of Evaporation. Water affects the entire room of carpet and cushion. May have wicked up the walls, but not more than 24 inches.

Class 3 - Fastest Rate of Evaporation. Water generally comes from overhead, affecting the entire area; walls, ceilings, insulation, carpet, cushion, etc.

Class 4 - Specialty Drying Situations. Involves materials with a very low permeance/porosity, such as hardwood floors, concrete, crawlspaces, plaster, etc. Drying generally requires very low specific humidity to accomplish drying.

Restoration

See also: Convectant drying

Different removal methods and measures are used depending on the category of water. Due to the destructive nature of water, chosen restoration methods also depend heavily on the amount of water, and on the amount of time the water has remained stagnant. For example, as long as carpet has not been wet for longer than 48 hours, and the water involved was not sewage based, a carpet can usually be saved; however, if the water has soaked for longer, then the carpet is probably irreparable and will have to be replaced.[8] Water damage restoration can be performed by property management teams, building maintenance personnel, or by the homeowners themselves; however, contacting a certified professional water damage restoration specialist is often regarded as the safest way to restore water damaged property.

Standards and regulation

While there are currently no government regulations in the United States dictating procedures, two certifying bodies, the Institute of Inspection Cleaning and Restoration Certification (IICRC) and the RIA, do recommend standards of care. The IICRC-recommended standard is IICRC S500.

Fire and Water Restoration companies are regulated by the appropriate state's Department of Consumer Affairs - usually the state contractors license board. In California, all Fire and Water Restoration companies must register with the California Contractors State License Board.[10] Presently, the California Contractors State License Board has no specific classification for "water and fire damage restoration."

Procedures

Water damage restoration is often prefaced by a loss assessment and evaluation of affected materials. The damaged area is inspected with water sensing equipment such as probes and other infrared tools in order to determine the source of the damage and possible extent of area affected. Restoration services would then be rendered to the residence in order to dry the structure, sanitize any affected or cross contaminated areas, and deodorize all affected areas and materials. After the labor is completed, water damage equipment including air movers, air scrubbers, dehumidifiers, wood floor drying systems, and sub floor drying equipment is left in the residence. Industry standards state that drying vendors should return at regular time intervals, preferably every twenty-four hours, to monitor the equipment, temperature, humidity, and moisture content of the affected walls and contents.

Commercial Water Damage in Sewell NJ, Flood Damage in Westville NJ,

6/22/2017 (Permalink)

Commercial Commercial Water Damage in Sewell NJ, Flood Damage in Westville NJ, Commercial Water Damage in Sewell NJ, Flood Damage in Westville NJ,

Commercial Water Damage in Sewell NJ, Flood Damage in Westville NJ,

Water damage can originate by different sources such as a broken dishwasher hose, a washing machine overflow, a dishwasher leakage, broken/leaking pipes, and clogged toilets. According to the Environmental Protection Agency, 13.7% of all water used in the home today can be attributed to plumbing leaks.

On average that is approximately 10,000 gallons of water per year wasted by leaks for each US home. A tiny, 1/8-inch crack in a pipe can release up to 250 gallons of water a day.

According to Claims Magazine in August 2000, broken water pipes ranked second to hurricanes in terms of both the number of homes damaged and the amount of claims (on average $50,000 per insurance claim costs in the US.

Experts suggest that homeowners inspect and replace worn pipe fittings and hose connections to all household appliances that use water at least once a year. This includes washing machines, dishwashers, kitchen sinks and bathroom lavatories, refrigerator ice makers, water softeners and humidifiers.

A few US companies offer whole-house leak protection systems utilizing flow-based technologies. A number of insurance companies offer policy holders reduced rates for installing a whole-house leak protection system.

As far as insurance coverage is concerned, most damage caused by bad weather is considered flood damage and normally is not covered under homeowners insurance. Coverage for bad weather would usually require flood insurance.

SERVPRO of Woodbury / Deptford is a trusted leader in the restoration industry, and our highly trained technicians provide 24-hour emergency service. We're dedicated to responding faster to any size disaster with the training, equipment, and experience to respond to your restoration or cleaning needs.

24-Hour Emergency Service
Faster to Any Size Disaster
Highly Trained Restoration Technicians
A Trusted Leader in the Restoration Industry
Locally Owned and Operated
Advanced Restoration and Cleaning Equipment

Mold remediation and damage in Woodbury NJ, Mold remediation in Deptford NJ,

6/22/2017 (Permalink)

Mold Remediation Mold remediation and damage in Woodbury NJ, Mold remediation in Deptford NJ, Mold remediation and damage in Woodbury NJ, Mold remediation in Deptford NJ,

Mold remediation and damage in Woodbury NJ, Mold remediation in Deptford NJ,

 If you have mold like this in your home, you need to get it cleaned up as soon as possible in order to prevent health problems from beginning or worsening. If you have black mold covering a large area (greater than ten square feet) or mold growing in your heating and ventilation ducts, the Environmental Protection Agency recommends having a professional handle the cleanup.  It’s also best to have a professional handle the job.

SERVPRO of Woodbury / Deptford is a trusted leader in the restoration industry, and our highly trained technicians provide 24-hour emergency service. We're dedicated to responding faster to any size disaster with the training, equipment, and experience to respond to your restoration or cleaning needs.

24-Hour Emergency Service
Faster to Any Size Disaster
Highly Trained Restoration Technicians
A Trusted Leader in the Restoration Industry
Locally Owned and Operated
Advanced Restoration and Cleaning Equipment

SERVPRO of Woodbury/Deptford understands the stress and worry that comes with a fire or water damage and the disruption it causes your life and home or business. Our goal is to help minimize the interruption to your life and quickly make it "Like it never even happened."

SERVPRO of Woodbury/Deptford specializes in the cleanup and restoration of residential and commercial property after a fire, smoke or water damage. SERVPRO of Woodbury/Deptford can also mitigate mold and mildew from your home or business.

Our staff is highly trained in property damage restoration. From initial and ongoing training at SERVPRO's corporate training facility to regular IICRC-industry certification, rest assured our staff is equipped with the knowledge to restore your property. With a nationwide system of qualified franchises, no damage is too large or too small for SERVPRO of Woodbury/Deptford.

Mold remediation and damage in Sewell NJ,

6/22/2017 (Permalink)

Mold Remediation Mold remediation and damage in Sewell NJ, Mold remediation and damage in Sewell NJ,

Mold remediation and damage in Sewell NJ,

 The mold remediation process depends on the amount of mold growth and the types of surfaces on which the mold appears. SERVPRO Franchise Professionals use antifungal and antimicrobial treatments to eliminate mold colonies and to help prevent new colonies from forming. Removing and disposing of mold-infested porous materials, like drywall and carpeting, may be necessary to remediate heavy mold growth.

SERVPRO of Woodbury / Deptford is a trusted leader in the restoration industry, and our highly trained technicians provide 24-hour emergency service. We're dedicated to responding faster to any size disaster with the training, equipment, and experience to respond to your restoration or cleaning needs.

24-Hour Emergency Service
Faster to Any Size Disaster
Highly Trained Restoration Technicians
A Trusted Leader in the Restoration Industry
Locally Owned and Operated
Advanced Restoration and Cleaning Equipment

SERVPRO of Woodbury/Deptford understands the stress and worry that comes with a fire or water damage and the disruption it causes your life and home or business. Our goal is to help minimize the interruption to your life and quickly make it "Like it never even happened."

SERVPRO of Woodbury/Deptford specializes in the cleanup and restoration of residential and commercial property after a fire, smoke or water damage. SERVPRO of Woodbury/Deptford can also mitigate mold and mildew from your home or business.

Our staff is highly trained in property damage restoration. From initial and ongoing training at SERVPRO's corporate training facility to regular IICRC-industry certification, rest assured our staff is equipped with the knowledge to restore your property. With a nationwide system of qualified franchises, no damage is too large or too small for SERVPRO of Woodbury/Deptford.

Mold remediation in Westville NJ,

6/22/2017 (Permalink)

Mold Remediation Mold remediation in Westville NJ, Mold remediation in Westville NJ,

Mold remediation in Westville NJ,

 If you have black mold covering a large area (greater than ten square feet) or mold growing in your heating and ventilation ducts, the Environmental Protection Agency recommends having a professional handle the cleanup.  It’s also best to have a professional handle the job.

SERVPRO of Woodbury / Deptford is a trusted leader in the restoration industry, and our highly trained technicians provide 24-hour emergency service. We're dedicated to responding faster to any size disaster with the training, equipment, and experience to respond to your restoration or cleaning needs.

24-Hour Emergency Service
Faster to Any Size Disaster
Highly Trained Restoration Technicians
A Trusted Leader in the Restoration Industry
Locally Owned and Operated
Advanced Restoration and Cleaning Equipment
Mold remediation, water damage, fire damage.

Water Damage in Woodbury NJ, Water damage can be deceptive, Flood Damage in Woodbury NJ,

6/21/2017 (Permalink)

Water Damage Water Damage in Woodbury NJ, Water damage can be deceptive, Flood Damage in Woodbury NJ, Water Damage in Woodbury NJ, Water damage can be deceptive, Flood Damage in Woodbury NJ,

Water Damage in Woodbury NJ, Water damage can be deceptive, Flood Damage in Woodbury NJ,

Water damage can be deceptive. Water penetrates into structural cavities creating trapped pockets of saturation. The detection of water in these areas can often only be discovered with sophisticated moisture detection meters. 

Undetected moisture will continue to cause damage. This damage, at a minimum, will cause odors. Greater damage will surface when materials delaminate, shrink, split and further deteriorate to where costly repairs are required.

More than just removing excess water, IICRC-certified restorers have the knowledge and equipment to further dry a home or facility (including substructure materials) completely back to preloss conditions. Through timely response and the careful monitoring of water damage, mold and other health issues can be prevented. If water damage has been present too long, mold will occur.

All IICRC-certified professionals have the training and experience to identify moisture sources, evaluate mold growth (visible or suspected), contain damage, remove contamination and dry materials to ensure that mold will not return.

While there are many methods for drying structural components and contents, the “in-place” drying system has been taught in the industry and used by drying contractors since the early ’80s. In those days, this method of drying components, without significant removal of furnishings or fixtures, was somewhat restricted, due to limitations imposed by extraction, evaporation and dehumidification equipment. In recent years, however, drying technology (extraction, evaporation, dehumidification), along with better understanding of psychrometry, has advanced in major ways so that in-place drying has, in some cases, become far more safe and practical.

Sump Pump Failure in Woodbury NJ, Flood Damage in Woodbury NJ, 7 Causes of Sump Pump Failure and What to Do

6/19/2017 (Permalink)

Storm Damage Sump Pump Failure in Woodbury NJ, Flood Damage in Woodbury NJ, 7 Causes of Sump Pump Failure and What to Do Sump Pump Failure in Woodbury NJ, Flood Damage in Woodbury NJ, 7 Causes of Sump Pump Failure and What to Do

Sump Pump Failure in Woodbury NJ, Flood Damage in Woodbury NJ, 7 Causes of Sump Pump Failure and What to Do

The problem is that Sump Pumps fail all the time. While it’s not to say that we have a fool-proof method for preventing 100% of failures, there are certainly some tips you can follow to better your chances of a properly working sump pump.

For years, sump pumps have been a pretty common fixture in homes, especially in lower-level areas of the country or in places where the rapid melting of heavy snow can cause flooded basements. The popularity of sump pumps have grown exponentially in the past couple decades, largely in part to a legal amendment to the US Federal Clean Water Act in 1987 that requires certain homes to have a sump pump, even if they are not necessarily high-risk for floods.

The American Society of Home Inspectors actually did a study that showed more than 60% of American homes suffer from underground wetness or water damage. And there’s a liklihood that an ever large percentage will deal with a flooded basement at some point. Something we often talk about with roofing in terms of moisture also applies here. It doesn’t always take a large amount of water to create a large amount of issues. In roofing, we talk about roof leaks going into the home which aren’t uncommon for a faulty roof after a big rain storm. But just as problematic – or sometimes even worse – are the small leaks that get into the attic and aren’t noticed until well after a huge mold problem has been created. Same goes for moisture in the lower levels of your home. It doesn’t take a huge flood to cause thousands of dollars in damage. It takes very little standing water and very little time for mold and mildew to take over and create problems.

Proper maintenance is the key. Ugh, more maintenance! Here we are telling you to maintenance your roof, now we’re telling you about your sump pump. Really, though, maintenance is a great thing. It’s much cheaper than a huge repair and it drastically increases the life of your equipment.

There is no definitive “lifetime” of a sump pump. Most last anywhere from 3-20 years. That’s a pretty big window. The US Department of Housing and Development estimates the average life expectancy at 10 years. In my opinion, 10-15 years is pretty reasonable for a pump that goes through regular maintenance.

First, let’s talk about how a sump pump works.

The basics are pretty simple. A hole is dug in the lowest part of your basement or crawlspace where a sump pump sits and filters out water. As the pit fills up, the pump turns on and moves the liquid out of the pit through pipes that run away from the foundation of your home into an area where it can drain, such as a municipal storm drain or a dry well. A one-way valve (check valve) keeps water from entering back into the home.

The pump is generally powered with no special wiring; just your main household current. But being near water, or in water (in case of a failure), it’s a good idea to have some type of circuit interrupter to prevent electrocution.

The majority of residential sump pumps will turn on automatically from a pressure sensor or float activator. The pressure sensor activates as water builds up and creates more pressure than air which prompts the pump to turn on. The float activator has a ball that floats on top of the water, moving the arm as the water level rises – similar to the one in your toilet tank.

When the motor activates, the impeller (a fan-like device) will turn. Using centrifugal force, the spinning impeller will force the water towards the sides of the pipe, creating a low-pressure center where water from the pit rushes to while the spinning action pushes it through the pipe.

All of these things work together to keep your home dry. And for the most part, everything tends to go smoothly. But there’s a lot of parts working together and if one thing quits working, or some type of outside force comes in and causes disruption, things can get back quickly.

7 Things that Cause Sump Pump Failure

1. Power Failure

The most common cause for sump pump failure is an electrical power outage. To prevent this, have a backup generator that can be manually activated. In the case that your primary pump mechanically fails, though, a generator cannot help in this situation. But in the event of a storm where the power is knocked out for any length of time, a backup generator can be a lifesaver.

On the same topic of power, some components of the sump pump may be vulnerable to damage from power surges. To prevent this, protect the entire electrical system from power surges with a service entrance surge protection device.

2. The Sump Pump is the Wrong Size

If you have an incorrectly sized pump, or if the pump is not installed properly, there will most likely be a problem. A small sump pump is often just as effective as a big one. When a sump pump is too big, the pump is forced to work harder, resulting in a shorter product lifespan. But if it’s too small, it may not be able to adequately pump out the water – again resulting in a shorter lifespan.

3. Improper Installation

Installing a sump pump must be done exactly right. Manufacturer’s instructions must be followed carefully for the installation in order to avoid severe water damage down the road. Most manufacturers recommend or require a check valve to be installed on the discharge line. If not installed, the back-flow of water can cause the pump impeller to rotate backwards and unscrew off the motor shaft. In this scenario, you will still hear the pump motor running, but it would not be pumping any water.

Most manufacturers require the drilling of a small air relief hole in the discharge line between the pump and the check valve which is intended to prevent the pump from having to overcome the air pressure in the discharge pipe. The discharge pipe must be of the required diameter.

Lastly, the sump pump pit should not be set in dirt or gravel. This causes debris to enter into your pump and can result in interference with the pump’s on/off switch or float arm.

4. Switch Problems

The leading mechanical cause of sump pump problems is a switch problem. This occurs when the pump shifts from its position inside the basin, rendering the float ineffective. Float is responsible for the smooth operation of the on/off switch. Your sump pump relies on both the switch and the float arm mechanisms to operate effectively.

5. Lack of Maintenance

Some pump manufacturers recommend the pump to be run every 2-3 months. Some recommend a yearly program completed just before the rainy season hits.

Here are some additional manufacturer recommendations:

  • If there is a back-up pump, unplug the primary pump and run the back-up pump to make sure it works properly
  • When testing your sump pump, go outside to make sure it is discharging water
  • Sometimes the pump can run but not pump any water. This means the impeller has disengaged from the pump shaft or the check valve is installed backwards.
  • Check the operation of the float to make sure it is not restricted
  • Clean out the air hole in the discharge line
  • Listen for any unusual noises when the motor is running
  • Replace the battery on the back-up sump pump every 2 or 3 years

6. Frozen or Clogged Discharge Lines

If water cannot exit your home through the discharge line, your system will not work. It is important to keep the discharge pipe protected from freezing and free of sticks, dirt, rocks and other debris. Protecting the water’s exit point of the discharge pipe will keep debris and animals out of the system, making it optimal for your sump pump.

Grated covering will not stop the lines from freezing or becoming blocked by ice and snow. A special grated discharge line attachment should help; it is placed near your home on the discharge line. It includes openings that give water a way to flow out of the pipe if the line is blocked further down.

7. Product Defect

Though rare, product defect is always a possibility and does happen. It is wise to test the pump when it is initially installed to make sure the pump operates properly.

It’s All About the Maintenance

Don’t get me wrong, you cannot avoid all of these problems with maintenance. Let’s be honest – it’s a mechanical piece of equipment and mechanical pieces of equipment fail. It happens. But there’s no doubt that you can avoid many of these issues, and give a longer lifespan to the equipment by performing regular maintenance.

At the very least, follow these maintenance tips once per year. Some experts will even recommend that you do this every 2 months. Quarterly maintenance is probably the norm. It takes just a few minutes and can avoid some serious pains in the future.

  • A vinegar solution can be run through the sump pump in order to clean it
  • The pump will become free from tiny particles and debris which will allow the pump to run much cleaner
  • This can be done by the homeowner and unless there is a serious problem, then you may need to call a professional.
  • Make sure the sump pump’s float switch is not restricted in any way. If it is, it will cause the sump pump to not automatically kick on in case of a flood
  • Lastly, clean all vents and air holes for maximum effectiveness

That’s it. Maintenance is super easy and keeps your home protected from water damage. Make this a part of your regular home improvement plan and you’ll surely save some money in your pocket by either putting off the purchase of a replacement sump pump for several years, or by avoiding a costly water damage project.

Commercial Flood Damage in Woodbury NJ, What to Do in the First 24 Hours After a Flood,

6/16/2017 (Permalink)

Commercial Commercial Flood Damage in Woodbury NJ, What to Do in the First 24 Hours After a Flood, Commercial Flood Damage in Woodbury NJ, What to Do in the First 24 Hours After a Flood,

Flood Damage in Woodbury NJ, What to Do in the First 24 Hours After a Flood,

After flood waters subside, document, work with your insurer, and clean up safely!

Whether a flood is caused by ground water, falling water, or home water system malfunction, there are some best practices you’ll need to employ within the first 24 hours after the flood to ensure the safety of your home and family and give you the best outcome possible with your insurance company.

If the flood was serious enough for you to leave your home, be sure you stay safe upon your return. The Federal Emergency Management Agency warns that you should check for any visible structural damage, such as warping, loosened or cracked foundation elements, cracks, and holes before entering the home and contact utility companies if you suspect damage to water, gas, electric, and sewer lines. 

In addition, it’s important to have a working flashlight and turn off all water and electrical sources within the home, Even if the power isn’t operational, it’s a good idea to go to your fuse box and turn off the main, plus all of the individual fuse connections. That way, if the power is reactivated, you’re not at risk for mixing standing water and electricity.

Take Pictures: Before you remove any water or make any repairs, fully document the damage for your insurer by taking photos or video. Digital versions are best, says Ramirez, because they can be stored electronically and easily copied. If you start removing water or making repairs before you photograph the damage, you could potentially decrease the extent of your coverage, he says.

Even if the water in your home is clear, it could be contaminated by sewage or household chemicals. Be sure to throw out any food that may have come into contact with flood waters. FEMA recommends boiling water until authorities declare the water supply is safe.

Find Out if You're in a Disaster Area: Once a region has been officially declared a “disaster area” by government authorities, property owners have access to increased resources, including public services to protect and remediate the area. In addition, you may have access to financial assistance. Your insurance company will have additional information on this or you can contact FEMA directly.

Call Your Insurance Company: Since you should notify your insurer soon as possible after the flood, it’s a good idea to keep your insurance company and local agent’s phone number in your always-ready emergency bag. (Note that the NFIP works through private insurance companies, so you contact your insurer just as you would for any other type of claim). In cases where a flood has affected a region or community, your agent may be busy handling his or her own flood issues. In that case, contact the insurance company’s headquarters. 

Since groundwater flood damage typically isn’t covered by conventional homeowners insurance policies, you’ll need to work with your insurer to determine the cause of the flood and the extent of your coverage. 

Advise your insurance representative of the state of your home and any repairs you intend to do immediately. Be sure to follow the insurance company’s direction about whether or not to wait for an adjuster to inspect the property before making repairs. Document the damage and conversations at every stage of the process.

What can you expect in terms of time to get back to normal? It could be as little as one week if the claim and clean up is minimal to five to six months if you’re working with an insurance adjuster and contractor to complete extensive repairs.

Remove Water: Once you get the OK from your insurer to remove the water, use a sump pump, available from most hardware or home supply stores for $150 to $500, and a wet vac ($40 to $130) Be careful not to injure yourself, especially if you’re carrying buckets of water up and down stairs. Open doors and windows to allow fresh air to circulate so long as that won’t allow in more water. 

Mitigate Mold Damage: Mold can develop within 24 to 48 hours of a flood, says Ashley Small of FEMA, so remove wet contents, including carpeting and bedding, as soon as possible. If an item has been wet for less than 48 hours, it may be salvageable. However, you’ll need to decide whether it holds enough monetary or sentimental value to try to do so. And notify your insurance company before removing items to ensure that you’re not affecting coverage. Always photograph the flood-soaked items.

Rugs, for example, may be dried and then cleaned professionally, which could cost $100 to $500 or more, depending on the size and number. Large pieces of furniture that are saturated will likely be difficult to dry effectively, and should often be discarded. 

You may also wish to hire a flood restoration service—Look for those with Institute of Inspection, Cleaning, and Restoration Certification.

Secure the Property: As the homeowner, it’s your responsibility to secure the property so that no additional damage occurs. Put boards over broken windows and secure a tarp as protection if the roof has been damaged. Again, take photographs to prove to the insurance company that you have done everything possible to protect your home against further damage.

If the home is habitable, take precautions to keep yourself and your family safe from injury. Use flashlights to move around dark rooms, for example. If the home isn’t habitable, don’t try to stay there. Move to a shelter or alternate location. Consult your insurer to find out what provisions the company will make for temporary housing while your home is being repaired.

Washing Machine Hoses: A Disaster Waiting to Happen, Water Damage in Woodbury NJ

6/14/2017 (Permalink)

Water Damage Washing Machine Hoses: A Disaster Waiting to Happen, Water Damage in Woodbury NJ Washing Machine Hoses: A Disaster Waiting to Happen, Water Damage in Woodbury NJ

Though most property owners are careful to protect their buildings and possessions against fire, burglary, storms, and other dangerous conditions, they often overlook a situation that insurers know to be one of the most potentially destructive and costly: water damage caused by leaking or malfunctioning home appliances, especially washing machines. Unlikely as it may seem, water damage from washing machines is one of the top five causes of claims to home insurers, according to the Institute for Business and Home Safety, which analyzed 525 washing machine claims from multiple insurance companies.

Of all water damage claims related to washing machines, more than half – nearly 55% – are from water supply hoses that leaked or burst. And these claims are costly, with the average claim running to more than $6,000.

Why and How Do Washing Machine Hoses Fail? Over time, most washing machine hoses, even those that are installed properly, will eventually fail, leading to leaks or catastrophic floods caused when the hoses burst. Failure may be caused any of several factors, including age, installation error, poor-quality materials, and poor design. Under normal conditions, water in the hoses is under the same pressure as in other faucets in the building. When the hose becomes weakened, or when the connection is faulty, the water pressure will break the hose or coupling, sending water flooding out. In a typical residential plumbing system, water will spill out of a single burst hose at a rate of about 650 gallons per hour (that’s six gallons per minute, or 2½ tons per hour).

Because the supply lines to the washing machines are always “on,” water will flood from a broken hose until someone notices it and turns off the main supply line. If the hose breaks at night or when a building is unoccupied, thousands of gallons of water might flood the building before the problem is discovered. If the line breaks on a washing machine situated on an upper floor, the damage will be extensive as the water pours through the floors. Most traditional washing machine hoses are made of reinforced rubber or polymer.

These materials lose resiliency as they age, making them subject to cracks, leaks, and bursting. The IBHS study showed that failure rates increase dramatically in hoses that are more than five years old; the average age of failed hoses was 8.7 years. More than half of all failures occurred by the time the machine and its hoses were eight years old, and nearly 80% occurred before ten years. Improper installation can also damage the hose, leading to premature failure. The most common installation error is failure to leave sufficient room between the machine and the wall connection to prevent kinking or bending of the hose, particularly near the valve connections, as described below. Cracks, crimps, or blockages in the line will cause damage and lead to leaks or total failure. 

Poor design (including fabrication from poor-quality materials) is probably the most significant factor in the failure of both kinds of hose commonly in use – the standard black rubber hose and the braided steel variety – though these products usually fail for different reasons, as described below. Standard black washer hoses are made of rubber tubing with a polyester reinforcement lining. The metal inserts at the coupling end are rolled and stamped from thin sheets of copper alloy. Most failures occur at the end of the hose, where the metal insert comes into contact with the tubing.

Failures generally occur for one of the following reasons: Razoring — The metal insert has a very sharp edge which is in direct contact with the rubber tube. This edge becomes progressively thinner and sharper as it is worn away by the movements of the water and by the effects of electrolysis. In a process called “razoring,” the motion of the washing machine causes the metal edge to rub repeatedly against the inside of the hose, cutting it gradually from the inside out. Stress Fractures — The metal insert is attached to the hose by a ferrule, or ring, which is crimped tightly to hold the pieces together. The crimping can cause a stress fracture in the hose, which is then subject to failure, especially as the rubber ages and begins to deteriorate.

Rusting — Corrosion (rusting) of the metal fitting can cause failure in two ways. First, as the thin metal fitting corrodes, it becomes jagged and rough and cuts into the hose as the washing machine operates. Water can leak between the hose and its outer covering, forming a bubble, a critical warning sign of imminent failure. Though a bubble may appear anywhere along the line, most breaks occur at the point where the metal fitting meets the rubber tube. Second, as the fitting continues to corrode, it can become so weak that it may eventually break apart. Braided stainless steel hoses (sometimes called “steel-clad” hoses) were designed as a reliable replacement for standard black hoses, but they, too, have been problematic. They have proven to be not much stronger than standard rubber hoses, and they are also subject to failures related to the to failures related to the materials from which they are fabricated.

Crimping — A braided stainless steel hose consists of a plastic or rubber tube covered with a braided steel sheath, which is sometimes protected with a thin nylon coating. Because of the variety of materials used, a very tight crimp is required to fasten the metal fitting securely to the hose. During the manufacturing process, this tight crimping can damage the hose by cutting into the rubber. Once the product is installed on a washing machine, the action of the water and the movements of the machine can make the cuts worse, leading to eventual failure. Corrosion — The stainless steel braided cover can oxidize when exposed to chloramine, a chemical increasingly popular in water treatment. Under these conditions, the stainless steel braided cover can weaken, fray, and even break, so that it can no longer provide strength to the hose.

Inspect Washing Machine Hoses Regularly In many cases, the hoses and fittings that connect the washing machine to the water source are visible and easy to inspect every time the machine is used. If your machine’s hoses are not visible, find out how to gain access to them in order to inspect them once a month or so. Inspect both hot and cold water lines. Most failures occur near the connection, where the hose typically bends. Here’s what to look for: Signs of Imminent Failure. Look for obvious signs of deterioration or imminent failure, such as blisters, bulges, bubbles, cracks, unraveling, discoloration, crimps, or kinks, especially near the connections and turns in the hose. Leaks. Check for moisture, drips, rust, discoloration, or leaks in, on, or around the hoses and connections or in the catch pan (if present). Check the connections to be sure that they are tightened properly, as described below. Even a small leak may indicate an imminent failure. Proper Positioning. Be sure that the washing machine is located at least four inches from the connections (usually at the wall) so that the hose is not bent or kinked. Check to see that the machine is properly balanced so that it does not “walk” during use. The motion of a “walking” machine will place added stress on the hoses and connections.

Replace Defective or Aging Hoses Immediately!

Humidity, Water Damage, Condensation, Mold, and Indoor Air Quality, in Deptford NJ,

6/13/2017 (Permalink)

Commercial Humidity, Water Damage, Condensation, Mold, and Indoor Air Quality, in Deptford NJ, Humidity, Water Damage, Condensation, Mold, and Indoor Air Quality, in Deptford NJ,

Humidity, Water Damage, Condensation, Mold, and Indoor Air Quality, in Deptford NJ,

Moisture rides on air currents, and warm air carries more moisture than cool air

To control air flows, make sure the air barrier is continuous

An air barrier helps control airflow both through and within the building enclosure. By controlling airflow, you also control moisture.

If moist indoor air contacts a cold surface — for example, exterior sheathing in cold weather — condensation can result. An air barrier prevents those cold surfaces from being connected with humid indoor air.

Air has a maximum storage capacity for water vapor which depends on temperature. Warm air can store lots of moisture, while cold air can store very little.

As the temperature falls from 90°F down to 20°F, the amount of moisture that can be stored in the air changes by a factor of ten.

Leaky homes didn’t have condensation problems

Older buildings rarely had condensation problems in cold weather because they were so well ventilated — meaning leaky. The relative humidity in an old home would rarely rise above 25%. As we have built tighter houses (and in some cases failed to provide mechanical ventilation), the indoor relative humidity has gone up.

In a heated, tight, unventilated house, the amount of moisture in the air and the amount of condensation that can occur are dramatically different than in an old leaky house. Condensation can occur wherever water vapor can find a cold spot — on roof or wall sheathing, on the inside faces of the windows, and inside the walls.

Let's say it’s 40°F outside and the outdoor relative humidity is 50%. If you allow that outdoor air to enter a building and heat it up to 70°F, the amount of moisture in the air stays exactly the same, but the “tank” gets bigger because the storage capacity of the air increases with the temperature. As a result, the relative humidity initially drops. Then, as moisture is added to the air, the relative humidity rises, and the absolute moisture content rises as well. How do you add moisture to the air? You breathe, sweat, boil water for spaghetti, take hot showers, grow houseplants — and all of those activities generate moisture.

When does indoor humidity become a problem?

Let’s say that air leaks out of a house through holes in the enclosure. As it reaches surfaces colder than 52°F or 53°F, the air will cool. Once it reaches its full capacity to store moisture, condensation occurs.

If the temperature of the outdoor air is around 30°F, the indoor air will drop all of the moisture that it gained on the way out, dumping it on the cold sheathing surface. That’s a typical example of the air leakage condensation cycle. Since condensation in walls can cause puddles — and in extreme cases, rot the framing — condensation is something you want to avoid. Installing an air barrier is one way to help prevent condensation.

Air conditioning can also create condensing surfaces

The same phenomenon can happen in reverse in the summertime. Let’s say the outdoor air is 85°F and the relative humidity is 75%. When outdoor air leaking inward contacts a surface below about 76°F, the moisture in the air will condense. So if you have an exhaust fan in your home, the air leaking in may cause condensation on the air-conditioned surfaces — for example, on the back side of vinyl wallpaper.

If moist air leaks into a house through gaps in the wall or roof, you can have problems. But in a tight house with a good air barrier and a supply-only ventilation system, most of the air that’s drawn inside is drawn in through the air conditioner, so the first cold surfaces it sees are the cooling coils.

If you have air leaks in your building envelope, you usually can’t see the condensation —Unless you have an Infrared Camera with a Visual Inspection. However, condensation is sometimes visible in the attic; all you have to do is look for frost or dampness forming on the underside of the OSB or plywood roof sheathing.